--- title: "Ministry of Housing and Urban-Rural Development: Financial policies to stabilize the real estate market must be innovatively adjusted in a timely manner" type: "News" locale: "en" url: "https://longbridge.com/en/news/222989087.md" description: "The Ministry of Housing and Urban-Rural Development emphasized the need to innovate and adjust financial policies for the real estate market to stabilize and consolidate the property market. Comments pointed out that financial institutions should seize the timing of policy issuance, moderately lower housing loan interest rates, and increase efforts to acquire existing commercial housing. Local governments need to actively assist enterprises in reducing debt, and stabilizing the real estate market will help achieve the 5% economic growth target" datetime: "2024-12-21T06:33:47.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/222989087.md) - [en](https://longbridge.com/en/news/222989087.md) - [zh-HK](https://longbridge.com/zh-HK/news/222989087.md) --- # Ministry of Housing and Urban-Rural Development: Financial policies to stabilize the real estate market must be innovatively adjusted in a timely manner 住建部主管的《中國房地產報》發布社評稱，穩住和鞏固樓市止跌回升工作，存量政策和增量政策都還有很大的挖潛空間，尤其是金融政策、金融工具要因應時局及時創新調整。 評論指出，金融機構需要洞察大勢在消費端把控政策新出台的時間和節奏，如進一步降準降息，對群眾呼籲適度降低住房按揭貸款及公積金貸款利率作出新回應。 要審時度勢創新工具加大存量商品房收儲力度。可採取超常規政策，通過中央銀行和有關部門的規模化資金大力支持收購存量商品房，並且規模化資金要期限長、利率低。評論表示，雖然人民銀行此前為地方政府收儲存量商品房提供 3000 億元人民幣再貸款，但在力度和效果有限的情況下，創新新的政策工具很有必要。 **明年房市若企穩 約 5% 經濟增長目標較易實現 ** 評論認為在紓困企業上，地方政府同樣也要積極作為、主動作為，例如省級政府有責任幫助本省頭部民企降低債務負擔，必要時可以考慮入股。 評論稱，房地產穩，則經濟穩，房地產市場企穩其實就是經濟企穩的前提，如果明年房地產市場整體企穩，5% 左右的經濟增長就會是一個比較容易實現的目標。 明年房地產供需兩端不僅還要發力，持續促進市場整體盡快實現止跌回穩，金融與財政政策也應更加進取，超常規支持企業融資，支持保交房。 ### Related Stocks - [600683.CN](https://longbridge.com/en/quote/600683.CN.md) - [300975.CN](https://longbridge.com/en/quote/300975.CN.md) - [300977.CN](https://longbridge.com/en/quote/300977.CN.md) ## Related News & Research - [Comey eyes new 'anti-weaponization' fund: 'I'm guessing I'll be in line'](https://longbridge.com/en/news/286948735.md) - [Trump faces record-low approval on inflation as retirees struggle](https://longbridge.com/en/news/286834439.md) - [Trump Dodges On Whether Violent Jan. 6 Rioters Should Get Payouts From New Fund](https://longbridge.com/en/news/286826873.md) - [Prabhudas Lilladher Sticks to Its Buy Rating for Kalpataru Projects International Limited (KPIL)](https://longbridge.com/en/news/286845414.md) - [Piyush Goyal asks industry to boost manufacturing to reduce imports](https://longbridge.com/en/news/286755269.md)