---
title: "Hong Kong Monetary Authority: Hong Kong interest rates may remain at a relatively high level for the foreseeable future"
description: "The Hong Kong Monetary Authority stated that Hong Kong interest rates may remain at a relatively high level for the foreseeable future due to uncertainties surrounding future interest rate cuts by the"
type: "news"
locale: "en"
url: "https://longbridge.com/en/news/232509427.md"
published_at: "2025-03-20T03:27:55.000Z"
---

# Hong Kong Monetary Authority: Hong Kong interest rates may remain at a relatively high level for the foreseeable future

> The Hong Kong Monetary Authority stated that Hong Kong interest rates may remain at a relatively high level for the foreseeable future due to uncertainties surrounding future interest rate cuts by the United States. Citizens should manage interest rate risks cautiously when purchasing property, taking out mortgages, or borrowing. The Federal Reserve has kept interest rates unchanged, market liquidity is stable, and the Hong Kong dollar exchange rate is stable. The Monetary Authority will continue to monitor market changes to ensure monetary and financial stability

According to the Zhitong Finance APP, after a two-day meeting, the Federal Open Market Committee of the Federal Reserve announced that it would maintain the target range for the federal funds rate at 4.25-4.5%. In response, the Hong Kong Monetary Authority stated that Hong Kong's interest rates are likely to remain at a relatively high level for the foreseeable future, and there is considerable uncertainty regarding the magnitude and pace of future rate cuts in the United States. Hong Kong citizens should continue to carefully consider and manage interest rate risks when making decisions about property purchases, mortgages, or other borrowing. The Hong Kong Monetary Authority will continue to closely monitor market changes to maintain monetary and financial stability.

The Federal Reserve's decision to keep interest rates unchanged aligns with market expectations. The dot plot released after the meeting indicates that the Federal Reserve may cut rates by a total of 50 basis points within this year. However, given the recent changes in various economic data and fluctuations in market expectations, the pace of future rate cuts remains highly variable, depending on the trends in U.S. inflation and employment data, as well as the impact of U.S. government fiscal and economic trade policies on economic activity.

In Hong Kong, the operation of the financial and monetary markets remains smooth, market liquidity is stable, and the Hong Kong dollar exchange rate is stable. Under the linked exchange rate system, the Hong Kong dollar interbank offered rate is generally approaching the U.S. dollar interest rate, while shorter-term interbank rates are also influenced by the local supply and demand for Hong Kong dollar funds, such as seasonal factors and capital market activities

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> **Disclaimer**: This article is for reference only and does not constitute any investment advice.