--- title: "Fidelity crypto IRAs make their debut – All you need to know!" description: "Fidelity has launched crypto IRAs, enabling tax-free and tax-deferred growth for Bitcoin, Ethereum, and Litecoin. This initiative allows U.S. investors over 18 to invest directly in these cryptocurren" type: "news" locale: "en" url: "https://longbridge.com/en/news/234531699.md" published_at: "2025-04-04T04:46:31.000Z" --- # Fidelity crypto IRAs make their debut – All you need to know! > Fidelity has launched crypto IRAs, enabling tax-free and tax-deferred growth for Bitcoin, Ethereum, and Litecoin. This initiative allows U.S. investors over 18 to invest directly in these cryptocurrencies. Fidelity's crypto IRAs come with zero fees and support various IRA options, providing a flexible path for retirement savings. The launch coincides with a growing interest among financial advisors in incorporating digital assets into client portfolios. Fidelity's performance in the ETF market has been strong, surpassing BlackRock in Bitcoin ETF inflows, and it is also exploring a Solana ETF and potential stablecoin venture. - *Fidelity has launched crypto IRAs, allowing tax-free and tax-deferred growth for Bitcoin, Ethereum, and Litecoin* - *Fidelity surpassed BlackRock with $118.8 million inflows in its Bitcoin ETF, FBTC* Fidelity Investments is making waves in the crypto space once again, expanding its digital asset offerings beyond Exchange-Traded Funds (ETFs). In a significant move, the brokerage firm has launched a crypto-focused Individual Retirement Account (IRA), allowing U.S. investors over 18 in eligible states to directly invest in Bitcoin \[BTC\], Ethereum \[ETH\], and Litecoin \[LTC\]. With this latest initiative, Fidelity will continue to bridge traditional finance with crypto, offering investors a new gateway into digital assets. ## This coincides with… Fidelity’s new crypto IRA product comes at a time when financial advisors are increasingly incorporating digital assets into their client portfolios. In fact, according to a recent survey by TMX Vetta Fi, 57% of advisors plan to expand their allocations to crypto ETFs, with a strong emphasis on crypto equity ETFs. That being said, Fidelity’s crypto IRA options offer investors a flexible path to secure their retirement. Custodied by Fidelity Digital Assets and stored in cold wallets, this IRA product comes with zero fees and supports Roth, traditional, and rollover IRA options. The Fidelity Crypto Roth IRA provides tax-free growth potential, while the Fidelity Crypto Traditional IRA allows for tax-deferred growth. Additionally, the Fidelity Crypto Rollover IRA offers tax-deferred growth for those rolling over existing retirement accounts. This gives users a stress-free solution for integrating crypto into their long-term financial plans. ## Fidelity’s crypto journey so far and way ahead Needless to say, Fidelity’s performance in the ETF market has been impressive, with its spot Bitcoin ETF, FBTC, recording $118.8 million in inflows. It even surpassed BlackRock’s IBIT, which saw $115.9 million in outflows on 2 April. However, its spot Ethereum ETF is yet to attract any significant flows, according to Farside Investors. With Fidelity now expanding its crypto offerings, it even filed to list a Solana \[SOL\] ETF on the Cboe Exchange, signaling its growing commitment to the digital asset space. Additionally, reports suggest that Fidelity’s digital assets division is preparing tests for a potential stablecoin venture. However, no immediate plans for release have been announced yet. This strategic move positions Fidelity to remain a key player in the evolving crypto landscape. Especially as market dynamics continue to shift. ### Related Stocks - [FIS.US - Fidelity National Information](https://longbridge.com/en/quote/FIS.US.md) - [ETHE.US - Grayscale Ethereum Staking ETF](https://longbridge.com/en/quote/ETHE.US.md) - [SOLZ.US - Solana ETF](https://longbridge.com/en/quote/SOLZ.US.md) ## Related News & Research | Title | Description | URL | |-------|-------------|-----| | Ethereum hits 15.19M users, but where does leverage stand now? | Ethereum's network activity has surged, reaching a record 15.19 million monthly active addresses, marking a 38% increase | [Link](https://longbridge.com/en/news/275252604.md) | | Ethereum’s 2026 shift: Why proof-based validation matters for nodes | Ethereum developers will meet on February 11 for the first L1-zkEVM workshop, focusing on the EIP-8025 initiative, which | [Link](https://longbridge.com/en/news/275577083.md) | | BlackRock Increases BMNR Holdings By 165% As Cathie Wood's Ark Invest Adds $4.2M | BlackRock has increased its stake in BitMine Immersion Technologies (NYSE:BMNR) by 165.6%, now holding 9 million shares | [Link](https://longbridge.com/en/news/275904930.md) | | Bitcoin Holds $68.8K While Ethereum Slides Toward $2k as Nasdaq Cools in February 2026 | Bitcoin Futures are stabilizing around $68,800 after a significant drop from over $110,000, while Ethereum Futures are n | [Link](https://longbridge.com/en/news/275966343.md) | | Robinhood Chain Testnet Marks Shift Toward Broader Crypto And Global Platform | Robinhood Markets has launched a public testnet for its Ethereum Layer 2, Robinhood Chain, and is expanding into predict | [Link](https://longbridge.com/en/news/275610084.md) | --- > **Disclaimer**: This article is for reference only and does not constitute any investment advice.