--- title: "Every Bank Holiday in 2025" description: "The article discusses the evolution of banking hours, highlighting that many banks have shifted from traditional limited hours to more flexible schedules, including operating on federal holidays. Whil" type: "news" locale: "en" url: "https://longbridge.com/en/news/237682094.md" published_at: "2025-04-27T05:57:11.000Z" --- # Every Bank Holiday in 2025 > The article discusses the evolution of banking hours, highlighting that many banks have shifted from traditional limited hours to more flexible schedules, including operating on federal holidays. While the Federal Reserve will observe 11 holidays in 2025, customer-facing banks may remain open, albeit with limited services. The article lists specific holidays in 2025 when the Federal Reserve will be closed, emphasizing the importance of understanding banking operations during these times for customers. The term “banking hours” was once commonly used as a pejorative reference to the limited hours of operation for a typical banking institution. In previous decades, it was common for banks to open later in the morning than many other businesses, and to close by mid afternoon. In more recent years, however, many customer-facing banks have moved away from this practice. **24/7 Wall St. Key Points:** - Historically, customer-facing banks were notorious for opening later than most other businesses, and closing earlier. - Today, not only have many banks shifted away from this practice, but some are even open for business of federal holidays. - **Also**: **2 Dividend Legends To Hold Forever** According to the FDIC, there are over 4,500 banks operating in the United States, and many of them are not only remaining open later in the day, but also operating on weekends, and even on the federal bank holidays observed by the U.S. Federal Reserve, the central bank of the United States. While not a customer-facing institution, the Fed effectively acts as a bank for banks, distributing loans to smaller banks facing a liquidity crisis, and, more commonly, facilitating automated clearing house (ACH) transfers between institutions. Notably, when the Fed closes for certain holidays — including Presidents’ Day, Independence Day, Veterans’ Day, Thanksgiving, and Christmas — ACH payments, such as direct deposit paychecks, are not processed. This means that, if, for example, Christmas lands on payday, compensation owed by employers will not be direct-deposited into employees’ bank accounts until the following business day. Unlike the Fed, customer-facing banks have broad discretion over which holidays they observe. In many cases, it is not uncommon for a customer-facing bank to operate — even if only in a limited capacity — on federal holidays. Conversely, certain banks may also choose to shutter operations on certain days that the Fed remains open, such as Election Day, President Lincoln’s birthday, or a state holiday. (Here is a look at how big banks are ripping America off.) This year, the Federal Reserve Bank will observe 11 federal holidays. While customer-facing banks often follow suit, certain institutions may still be open to customers on these holidays — even if they cannot process direct deposit payments. These are the days the Federal Reserve will shut down in 2025 ## Why It Matters In past decades, the hours of operation for a typical bank often meant that many customers would have to take time off of work in order to do their banking. Today, many banks have adopted a more flexible, customer-oriented approach, operating not only later in the day, but also on weekends — and in some cases, even on federal bank holidays. While the U.S. Federal Reserve Bank will predictably shut down for certain holidays this year, your local bank may still offer some limited banking services. - **Are customer-facing banks open on New Year’s Day?:** Varies by institution - **Is the US Federal Reserve Bank open on New Year’s Day?:** No - **Day and date of closure in 2025:** Wednesday, January 1 - **Are customer-facing banks open on Dr. Martin Luther King, Jr. Day?:** Varies by institution - **Is the US Federal Reserve Bank open on Dr. Martin Luther King, Jr. Day?:** No - **Day and date of closure in 2025:** Monday, January 20 - **Are customer-facing banks open on Presidents’ Day?:** Varies by institution - **Is the US Federal Reserve Bank open on Presidents’ Day?:** No - **Day and date of closure in 2025:** Monday, February 17 - **Are customer-facing banks open on Memorial Day?:** Varies by institution - **Is the US Federal Reserve Bank open on Memorial Day?:** No - **Day and date of closure in 2025:** Monday, May 26 - **Are customer-facing banks open on Juneteeenth?:** Varies by institution - **Is the US Federal Reserve Bank open on Juneteeenth?:** No - **Day and date of closure in 2025:** Thursday, June 19 - **Are customer-facing banks open on Independence Day?:** Varies by institution - **Is the US Federal Reserve Bank open on Independence Day?:** No - **Day and date of closure in 2025:** Friday, July 4 - **Are customer-facing banks open on Labor Day?:** Varies by institution - **Is the US Federal Reserve Bank open on Labor Day?:** No - **Day and date of closure in 2025:** Monday, September 1 - **Are customer-facing banks open on Columbus Day/Indigenous People’s Day?:** Varies by institution - **Is the US Federal Reserve Bank open on Columbus Day/Indigenous People’s Day?:** No - **Day and date of closure in 2025:** Monday, October 13 - **Are customer-facing banks open on Veterans’ Day?:** Varies by institution - **Is the US Federal Reserve Bank open on Veterans’ Day?:** No - **Day and date of closure in 2025:** Tuesday, November 11 - **Are customer-facing banks open on Thanksgiving Day?:** Varies by institution - **Is the US Federal Reserve Bank open on Thanksgiving Day?:** No - **Day and date of closure in 2025:** Thursday, November 27 - **Are customer-facing banks open on Christmas Day?:** Varies by institution - **Is the US Federal Reserve Bank open on Christmas Day?:** No - **Day and date of closure in 2025:** Thursday, December 25 The post Every Bank Holiday in 2025 appeared first on 24/7 Wall St.. ### Related Stocks - [ING.US - ING Groep](https://longbridge.com/en/quote/ING.US.md) ## Related News & Research | Title | Description | URL | |-------|-------------|-----| | 荷蘭國際集團 NV 迄今為止以平均價格€23.36 回購了 27,077,073 股 | ING Groep NV 已回購總計 27,077,073 股股票，平均價格為每股 23.36 歐元，作為其持續回購計劃的一部分，總金額約為 632,457,091 歐元 | [Link](https://longbridge.com/en/news/275414222.md) | | 荷蘭國際集團以平均價格每股 25.42 歐元回購了 1,556,401 股，總金額為 39.56 百萬歐元 | 荷蘭國際集團（ING Groep NV）已回購 1,556,401 股，平均價格為 25.42 歐元，總計約為 3956 萬歐元，作為其 11 億歐元股票回購計劃的一部分。截至 2026 年 2 月 6 日，總共回購了 27,077,073 | [Link](https://longbridge.com/en/news/275414224.md) | | 日幣匯率三連漲破 153！日本央行 4 月升息？未來會漲破 150 嗎？ | 市場對日本央行升息的預期上升，推動日幣匯率連續三天上漲，突破 153。美元/日圓在 2 月 11 日跌至 152.8。日本執政聯盟在選舉中獲勝，首相高市早苗表示不會發行赤字債券，緩解了市場對財政擴張的擔憂。美國銀行預測日本央行將於 4 月升 | [Link](https://longbridge.com/en/news/275727493.md) | | 索羅斯逆市加碼微軟及 Nvidia 等科企 新買入黃金股 清倉 4 隻股份 | 索羅斯基金管理公司在 2022 年第四季度加大對微軟、英偉達和蘋果等大型科技股的投資，同時增持黃金股以對衝風險。基金還增持了 Atlassian、Salesforce 和 Uber 等軟體公司股票，但大幅減持了 Snowflake 和 Ci | [Link](https://longbridge.com/en/news/275990619.md) | | 日圓逢高必沽是基本策略｜周顯 | 周顯認為，日圓將繼續下跌，建議在高位時賣出。他提到英國和日本的歷史，指出兩國的衰落是不可避免的，尤其是日本在經歷過輝煌後，未來將面臨衰退。他對日本文化的熱愛與對未來的擔憂形成對比，認為未來十到二十年內，日本的精緻文化將逐漸消失，呼籲人們抓緊 | [Link](https://longbridge.com/en/news/275691465.md) | --- > **Disclaimer**: This article is for reference only and does not constitute any investment advice.