<span item_type="fundamental" item_id="a914a5bd1b8c87fa433e0f81c3013b55" counter_id="ST/US/NYMTN" env="prod"></span><span item_type="announcement" item_id="511030870524369665" env="prod"></span><p>EPS: As of FY2025 Q1, the actual value is USD 0.33.</p><p></p><h3>Net Income</h3><ul><li>Net income attributable to Company’s common stockholders: $30.285 million.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000044/exhibit991q12025.htm"></span><span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000044/firstquarter2025suppleme.htm"></span></li></ul><h3>Earnings Available for Distribution</h3><ul><li>Earnings available for distribution attributable to Company’s common stockholders: $18.194 million.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000044/exhibit991q12025.htm"></span></li></ul><h3>Interest Income and Expense</h3><ul><li>Interest income: $129.734 million.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000044/exhibit991q12025.htm"></span></li><li>Interest expense: $96.636 million.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000044/exhibit991q12025.htm"></span></li><li>Net interest income: $33.098 million.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000044/exhibit991q12025.htm"></span></li></ul><h3>Book Value</h3><ul><li>Book value per common share at the end of the period: $9.37.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000044/exhibit991q12025.htm"></span></li><li>Adjusted book value per common share at the end of the period: $10.43, reflecting a 0.77% change QoQ.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000044/exhibit991q12025.htm"></span><span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000044/firstquarter2025suppleme.htm"></span></li></ul><h3>Economic Return</h3><ul><li>Economic return on book value: 3.13%.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000044/exhibit991q12025.htm"></span><span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000044/firstquarter2025suppleme.htm"></span></li><li>Economic return on adjusted book value: 2.71%.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000044/exhibit991q12025.htm"></span></li></ul><h3>Dividends</h3><ul><li>Dividends per common share: $0.20.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000044/exhibit991q12025.htm"></span></li></ul><h3>Cash Flow</h3><ul><li>Cash, cash equivalents and restricted cash: $270.472 million.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000044/exhibit991q12025.htm"></span></li><li>Available cash: $173 million.<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000044/firstquarter2025suppleme.htm"></span></li><li>Excess liquidity capacity: $407 million, including additional financing of $234 million available for unencumbered/under-levered assets.<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000044/firstquarter2025suppleme.htm"></span></li></ul><h3>Capital Allocation</h3><ul><li>Residential loans: $3.913 billion.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000044/exhibit991q12025.htm"></span></li><li>Investment securities available for sale: $4.647 billion.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000044/exhibit991q12025.htm"></span></li></ul><h3>Financing Activities</h3><ul><li>Issuance of $82.5 million in aggregate principal amount of 9.125% Senior Notes due 2030, with net proceeds of approximately $79.3 million.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000044/exhibit991q12025.htm"></span></li><li>Two securitizations of residential loans, resulting in approximately $326.3 million in net proceeds.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000044/exhibit991q12025.htm"></span></li></ul><h3>Unique Metrics</h3><ul><li>Company Recourse Leverage Ratio: 3.4x.<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000044/firstquarter2025suppleme.htm"></span></li><li>Portfolio Recourse Leverage Ratio: 3.2x, with Agency Portfolio Recourse Leverage Ratio at 8.4x.<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000044/firstquarter2025suppleme.htm"></span></li></ul><h3>Segment Revenue</h3><ul><li>Total Investment Portfolio: Increased by $878 million, representing a 12% change quarter-over-quarter (QoQ).<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000044/firstquarter2025suppleme.htm"></span></li><li>Residential Investment Acquisitions: $1.85 billion, including $1.45 billion of Agency RMBS at a 5.35% average coupon and $397 million of Residential Loans (99% BPL - Bridge/Rental).<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000044/firstquarter2025suppleme.htm"></span></li></ul><h3>Outlook / Guidance</h3><ul><li>NYMT plans to continue growing Earnings Available for Distribution (EAD) by expanding recurring income through balance sheet growth and rotating real property exposure into interest-earning investments over time.<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000044/firstquarter2025suppleme.htm"></span></li><li>The company aims to optimize capital and liquidity to capitalize on market dislocation and maintain low non-recourse/mark-to-market credit leverage.<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000044/firstquarter2025suppleme.htm"></span></li><li>NYMT intends to generate additional income from its operating platform by earning fees from managing properties for external investors and pursuing third-party investment management fee opportunities.<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000044/firstquarter2025suppleme.htm"></span></li></ul>

NYMTN

NEW YORK MORTGAGE TRUST INC 8% SERIS D FXD TO FLOTIG RTE CUM RED PRE | 8-K: FY2025 Q1 EPS: USD 0.33