---
title: "Bridgewater Bancshares | 10-Q: FY2025 Q1 EPS Beats Estimate at USD 0.31"
type: "news"
locale: "en"
url: "https://longbridge.com/en/news/238431549.md"
published_at: "2025-05-01T11:07:54.000Z"
---

# Bridgewater Bancshares | 10-Q: FY2025 Q1 EPS Beats Estimate at USD 0.31

EPS: As of FY2025 Q1, the actual value is USD 0.31, beating the estimate of USD 0.2833.

EBIT: As of FY2025 Q1, the actual value is USD 12.65 K.

### Segment Revenue

-   **Interest Income**: Total interest income for the first quarter of 2025 was $65.7 million, compared to $58.7 million for the first quarter of 2024, reflecting an increase primarily due to growth in the loan portfolio and higher earning asset yields.

### Operational Metrics

-   **Net Income**: Net income for the first quarter of 2025 was $9.6 million, compared to $7.8 million for the first quarter of 2024.
-   **Net Interest Income**: Net interest income for the first quarter of 2025 was $30.2 million, an increase of $5.6 million compared to $24.6 million for the first quarter of 2024.
-   **Provision for Credit Losses**: The provision for credit losses on loans and leases was $1.5 million for the first quarter of 2025, compared to $850,000 for the first quarter of 2024.
-   **Noninterest Income**: Noninterest income was $2.1 million for the first quarter of 2025, an increase of $529,000 from $1.6 million for the first quarter of 2024.
-   **Noninterest Expense**: Noninterest expense was $18.1 million for the first quarter of 2025, an increase of $2.9 million from $15.2 million for the first quarter of 2024.

### Cash Flow

-   **Net Cash Provided by Operating Activities**: Net cash provided by operating activities was $7.5 million for the first quarter of 2025, compared to $7.2 million for the first quarter of 2024.
-   **Net Cash Used in Investing Activities**: Net cash used in investing activities was - $135.1 million for the first quarter of 2025, compared to - $83.9 million for the first quarter of 2024.
-   **Net Cash Provided by Financing Activities**: Net cash provided by financing activities was $64.1 million for the first quarter of 2025, compared to $91.5 million for the first quarter of 2024.

### Unique Metrics

-   **Loan Portfolio**: Total gross loans at March 31, 2025 were $4.02 billion, an increase of $151.6 million, or 3.9%, over total gross loans of $3.87 billion at December 31, 2024.

### Future Outlook and Strategy

-   **Core Business Focus**: The acquisition of FMCB aligns with and accelerates the Company’s strategic priorities, including its focus on continued growth within the Twin Cities market.
-   **Non-Core Business**: The acquisition also added an investment advisory business that offers nondeposit investment products through a third-party arrangement.

### Priority

-   **Efficiency Ratio**: The efficiency ratio was 55.5% for the first quarter of 2025, compared to 58.2% for the first quarter of 2024, indicating improved operational efficiency.

### Related Stocks

- [BWB.US - Bridgewater Bancshares](https://longbridge.com/en/quote/BWB.US.md)

## Related News & Research

| Title | Description | URL |
|-------|-------------|-----|
| Bridgewater Bancshares（納斯達克代碼：BWB）的一位董事出售了價值 185,839.82 美元的股票 | Bridgewater Bancshares, Inc.（納斯達克代碼：BWB）董事 Jeffrey Shellberg 以平均價格 18.89 美元出售了 9,838 股，總計 185,839.82 美元，減少了 3.56% 的持股比例。 | [Link](https://longbridge.com/en/news/275185070.md) |
| 董事 James S. Johnson 報告出售 Bridgewater Bancshares Inc.的普通股 | Bridgewater Bancshares Inc. 的董事 James S. Johnson 報告了該公司普通股的出售。完整的文件可通過提供的鏈接獲取。此新聞簡報由 Public Technologies 生成，僅供參考，不應被視為財務 | [Link](https://longbridge.com/en/news/275181791.md) |
| 彭博新聞報道，康菲石油正在考慮出售其價值 20 億美元的二疊紀資產 | 2 月 20 日（路透社）- 據彭博新聞週五報道，康菲石油正在探索出售其部分二疊紀盆地資產，這是其更廣泛的投資組合精簡的一部分，消息人士透露。這些資產是通過與 Concho Resources 和 Shell（SHEL.L）的交易在多年中收 | [Link](https://longbridge.com/en/news/276478732.md) |
| 谷歌突然發佈 Gemini 3.1 Pro：核心推理性能直接翻倍 | 谷歌發佈了最新的大模型 Gemini 3.1 Pro，其推理性能較去年發佈的 Gemini 3 Pro 翻倍。在 ARC-AGI-2 評測中，Gemini 3.1 Pro 得分 77.1%，顯示出強大的推理能力。新模型支持多源數據綜合和複雜 | [Link](https://longbridge.com/en/news/276396515.md) |
| 沃爾瑪四季度財報超預期但盈利指引不及預期，CEO 稱 “美國低收入家庭只能勉強維持生計” | 沃爾瑪 Q4 營收超預期，新財年盈利指引（每股 2.75-2.85 美元）遠低於市場預期的 2.96 美元，顯示通脹壓力下消費者支出不確定性猶存，拖累股價下跌 1.38%。財報印證 K 型” 分化：高收入家庭驅動增長，低收入羣體 “錢包吃緊 | [Link](https://longbridge.com/en/news/276398633.md) |

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.
