---
title: "Peoples Bancorp of North Carolina | 10-Q: FY2025 Q1 Revenue: USD 19.97 M"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/238957326.md"
datetime: "2025-05-06T15:45:47.000Z"
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  - [zh-CN](https://longbridge.com/zh-CN/news/238957326.md)
  - [en](https://longbridge.com/en/news/238957326.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/238957326.md)
---

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# Peoples Bancorp of North Carolina | 10-Q: FY2025 Q1 Revenue: USD 19.97 M

Revenue: As of FY2025 Q1, the actual value is USD 19.97 M.

EPS: As of FY2025 Q1, the actual value is USD 0.79.

EBIT: As of FY2025 Q1, the actual value is USD 5.632 M.

### Banking Operations

-   **Interest Income**: $19,963 thousand for the three months ended March 31, 2025.
-   **Interest Expense**: $5,785 thousand for the three months ended March 31, 2025.
-   **Net Interest Income**: $14,178 thousand for the three months ended March 31, 2025.
-   **Provision for Credit Losses**: $268 thousand for the three months ended March 31, 2025.
-   **Noninterest Income**: $3,487 thousand for the three months ended March 31, 2025.
-   **Salaries and Employee Benefits**: $6,466 thousand for the three months ended March 31, 2025.
-   **Occupancy Expense**: $2,018 thousand for the three months ended March 31, 2025.

### CBRES

-   **Appraisal Management Fee Income**: $3,042 thousand for the three months ended March 31, 2025.
-   **Appraisal Management Fee Expense**: $2,419 thousand for the three months ended March 31, 2025.
-   **Salaries and Employee Benefits**: $220 thousand for the three months ended March 31, 2025.
-   **Occupancy Expense**: $10 thousand for the three months ended March 31, 2025.

### Other

-   **Interest Income**: $7 thousand for the three months ended March 31, 2025.
-   **Interest Expense**: $241 thousand for the three months ended March 31, 2025.
-   **Net Income (Loss)**: -$318 thousand for the three months ended March 31, 2025.

### Consolidated

-   **Net Interest Income**: $13,944 thousand for the three months ended March 31, 2025.
-   **Provision for Credit Losses**: $268 thousand for the three months ended March 31, 2025.
-   **Net Income**: $4,345 thousand for the three months ended March 31, 2025.

### Future Outlook and Strategy

-   **Core Business Focus**: The company aims to maintain high levels of balance sheet liquidity, manage interest rate exposures, and actively monitor asset quality to minimize risks from unforeseen economic trends.
-   **Non-Core Business**: The company has authorized a stock repurchase program of up to $3.0 million, which may be made periodically based on market conditions and other factors.

### Cash Flow

-   **Net Cash Provided by Operating Activities**: $5,924 thousand for the three months ended March 31, 2025.
-   **Net Cash Provided by Investing Activities**: $6,410 thousand for the three months ended March 31, 2025.
-   **Net Cash Provided by Financing Activities**: $30,920 thousand for the three months ended March 31, 2025.

### Related Stocks

- [Peoples Bancorp of North Carolina, Inc. (PEBK.US)](https://longbridge.com/en/quote/PEBK.US.md)

## Related News & Research

- [New Peoples Bankshares 10-K: $48.59M interest income, $0.43 EPS](https://longbridge.com/en/news/281225453.md)
- [Peoples Bancorp of North Carolina Q4 net income jumps 1.9x to USD 6.6 million](https://longbridge.com/en/news/273712197.md)
- [People's Bank of Commerce Names Nikki Hoffman COO as Steve Erb Retires](https://longbridge.com/en/news/274695627.md)
- [Peoples Bancorp of North Carolina Declares $0.17 Special Cash Dividend](https://longbridge.com/en/news/273664878.md)
- [Peoples Bancorp NC Q4 profit  doubles on higher interest, gain on domain sale](https://longbridge.com/en/news/273713381.md)