<span item_type="fundamental" item_id="90755e6423443a434aedb8e7615dbf7d" counter_id="ST/US/DCOMG" env="prod"></span><span item_type="announcement" item_id="513213928022548225" env="prod"></span><p>Revenue: As of FY2025 Q1, the actual value is USD 161.87 M.</p><p>EPS: As of FY2025 Q1, the actual value is USD 0.45.</p><p></p><h3>Segment Revenue</h3><ul><li><strong>Interest Income</strong>: Total interest income for the three months ended March 31, 2025 was $161,865 thousand, compared to $161,009 thousand for the same period in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/846617/000084661725000028/dcom-20250331x10q.htm"></span></li></ul><h3>Operational Metrics</h3><ul><li><strong>Net Interest Income</strong>: Net interest income for the three months ended March 31, 2025 was $94,213 thousand, compared to $71,530 thousand for the same period in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/846617/000084661725000028/dcom-20250331x10q.htm"></span></li><li><strong>Provision for Credit Losses</strong>: Provision for credit losses for the three months ended March 31, 2025 was $9,626 thousand, compared to $5,210 thousand for the same period in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/846617/000084661725000028/dcom-20250331x10q.htm"></span></li><li><strong>Net Income</strong>: Net income for the three months ended March 31, 2025 was $21,458 thousand, compared to $17,691 thousand for the same period in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/846617/000084661725000028/dcom-20250331x10q.htm"></span></li></ul><h3>Cash Flow</h3><ul><li><strong>Net Cash Provided by Operating Activities</strong>: Net cash provided by operating activities for the three months ended March 31, 2025 was $65,420 thousand, compared to $30,737 thousand for the same period in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/846617/000084661725000028/dcom-20250331x10q.htm"></span></li><li><strong>Net Cash Used in Financing Activities</strong>: Net cash used in financing activities for the three months ended March 31, 2025 was $233,761 thousand, compared to $183,857 thousand for the same period in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/846617/000084661725000028/dcom-20250331x10q.htm"></span></li></ul><h3>Unique Metrics</h3><ul><li><strong>Non-Interest Income</strong>: Total non-interest income for the three months ended March 31, 2025 was $9,633 thousand, compared to $10,467 thousand for the same period in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/846617/000084661725000028/dcom-20250331x10q.htm"></span></li></ul><h3>Future Outlook and Strategy</h3><ul><li><strong>Core Business Focus</strong>: The company plans to continue focusing on its core banking operations, including commercial and consumer lending, personal and business banking, treasury management, and merchant services.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/846617/000084661725000028/dcom-20250331x10q.htm"></span></li><li><strong>Non-Core Business</strong>: The company is actively managing its loan portfolio, including non-owner occupied commercial real estate and multifamily residential loans, with enhanced stress testing and loan review activities to mitigate interest rate reset risk.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/846617/000084661725000028/dcom-20250331x10q.htm"></span></li></ul>

DIME COMMUNITY BANCSHARES INC. 9.000% NTS 15/07/2034 USD 25 | 10-Q: FY2025 Q1 Revenue: USD 161.87 M