---
title: "Hong Kong insurance 7% high expected returns countdown Mainland customers flock to catch the \"last train\""
description: "The 7% high expected returns of Hong Kong insurance are about to end, and mainland customers are flocking to Hong Kong for insurance, seizing the last opportunity. With the countdown to the limit, mar"
type: "news"
locale: "en"
url: "https://longbridge.com/en/news/245393248.md"
published_at: "2025-06-20T08:08:40.000Z"
---

# Hong Kong insurance 7% high expected returns countdown Mainland customers flock to catch the "last train"

> The 7% high expected returns of Hong Kong insurance are about to end, and mainland customers are flocking to Hong Kong for insurance, seizing the last opportunity. With the countdown to the limit, market enthusiasm is rising, and insurance agents report that arrangements for receiving clients in June are fully booked. The guidelines from the Hong Kong Insurance Authority will take effect in 2025, setting the demonstration interest rate cap for participating insurance at 6.0% and 6.5%

"X days left until the end of the 7% dividend demonstration era for Hong Kong insurance" "Expected returns are about to be adjusted downwards, seizing the opportunity is now," have these promotional slogans on the posters caught your attention? With the countdown to the "high limit" of Hong Kong insurance, market enthusiasm is rapidly heating up, and mainland customers are once again flocking to Hong Kong for insurance. In an interview with reporters, a Hong Kong insurance agent stated that the team has arranged to receive clients throughout June to welcome the peak of insurance applications. Most of these clients come from the mainland, and many even take flights or high-speed trains, asking their bosses for leave, specifically traveling to Hong Kong for insurance, hoping to catch the last train. At the end of February this year, the Hong Kong Insurance Authority issued guidelines, setting the upper limit of demonstration interest rates for dividend insurance products at 6.0% and 6.5% as reasonable reference levels. These guidelines will take effect on July 1, 2025

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> **Disclaimer**: This article is for reference only and does not constitute any investment advice.