---
title: "Fifth Third Bancorp Pref Share FITBO 4.95 Perp 09/30/24 K | 8-K: FY2025 Q2 EPS: USD 0.88"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/248948712.md"
datetime: "2025-07-17T10:33:36.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/248948712.md)
  - [en](https://longbridge.com/en/news/248948712.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/248948712.md)
generator: "portal-rs"
---

# Fifth Third Bancorp Pref Share FITBO 4.95 Perp 09/30/24 K | 8-K: FY2025 Q2 EPS: USD 0.88

EPS: As of FY2025 Q2, the actual value is USD 0.88.

EBIT: As of FY2025 Q2, the actual value is USD 813 M.

### Segment Revenue

-   **Commercial Banking**: Net interest income (FTE) of $595 million; noninterest income of $321 million.
-   **Consumer and Small Business Banking**: Net interest income (FTE) of $1,085 million; noninterest income of $293 million.
-   **Wealth and Asset Management**: Net interest income (FTE) of $57 million; noninterest income of $101 million.
-   **General Corporate and Other**: Net interest income (FTE) of -$237 million; noninterest income of $35 million.

### Operational Metrics

-   **Net Income**: $628 million, a 22% increase from the previous quarter and a 4% increase year-over-year.
-   **Net Interest Income (FTE)**: $1,500 million, a 4% increase from the previous quarter and an 8% increase year-over-year.
-   **Noninterest Income**: $750 million, an 8% increase from the previous quarter and year-over-year.
-   **Noninterest Expense**: $1,264 million, a 3% decrease from the previous quarter and a 4% increase year-over-year.
-   **Efficiency Ratio**: The adjusted efficiency ratio improved to 55.5% in 2Q25, a 130 basis point improvement compared to 2Q24.
-   **Pre-Provision Net Revenue (PPNR)**: Adjusted PPNR was $1,002 million in 2Q25, marking the highest growth rate in two years.

### Cash Flow

-   **Operating Cash Flow**: Not explicitly detailed in the reference.
-   **Free Cash Flow**: Not explicitly detailed in the reference.

### Unique Metrics

-   **Assets Under Management**: $73 billion, a 12% increase year-over-year.
-   **Loan Growth**: 5% increase compared to 2Q24, with consumer household growth of 2% and 6% in the Southeast.
-   **Tangible Book Value per Share**: Increased by 18% over the last year.

### Outlook / Guidance

-   Fifth Third Bancorp expects to continue generating strong, stable returns for long-term shareholders by focusing on high-quality deposits, diversified loan originations, and recurring fee revenue.
-   The company plans to adhere to its operating principles of stability, profitability, and growth.
-   A new share repurchase authorization of up to 100 million shares was approved, with no expiration date.
-   **FY 2025 Outlook**: Average loans and leases are expected to increase by approximately 5%, with net interest income projected to rise by 5.5% to 6.5%.
-   **3Q25 Outlook**: Average loans and leases are expected to remain stable or increase by up to 1%, with net interest income anticipated to grow by approximately 1%.

### Related Stocks

- [FITBO.US](https://longbridge.com/en/quote/FITBO.US.md)
- [FITB.PRK.US](https://longbridge.com/en/quote/FITB.PRK.US.md)

---
> **Disclaimer: This article is for reference only and does not constitute any investment advice.**