EPS: As of FY2025 Q2, the actual value is USD 0.34.<h3>Segment Revenue</h3><ul><li>Net Interest Income: Increased by $41 million, or 3%, from the prior quarter, and $155 million, or 12%, from the year-ago quarter, totaling $1,483 million for the three months ended June 30, 2025.</li><li>Noninterest Income: Decreased by $23 million, or 5%, from the prior quarter, to $471 million, and decreased $20 million, or 4%, from the year-ago quarter.</li></ul><h3>Operational Metrics</h3><ul><li>Net Income: $536 million, an increase of $9 million, or 2%, from the prior quarter, and an increase of $62 million, or 13%, from the year-ago quarter.</li><li>Operating Costs: Total noninterest expense was $1,197 million, an increase of $45 million, or 4%, from the prior quarter, and $80 million, or 7%, from the year-ago quarter.</li><li>Provision for Credit Losses: $103 million, a decrease of 10% from the previous quarter and an increase of 3% from the same quarter in 2024.</li></ul><h3>Unique Metrics</h3><ul><li>Average Total Loans and Leases: Increased $2.3 billion, or 2%, from the prior quarter to $133.2 billion, and increased $9.8 billion, or 8%, from the year-ago quarter.</li><li>Average Total Deposits: Increased $1.8 billion, or 1%, from the prior quarter and $9.9 billion, or 6%, from the year-ago quarter.</li><li>Net Charge-Offs: $66 million for the three months ended June 30, 2025, compared to $86 million in the previous quarter and $90 million in the same quarter in 2024.</li><li>Nonaccrual Loans and Leases: $842 million at June 30, 2025, compared to $748 million at March 31, 2025, and $733 million at June 30, 2024.</li></ul><h3>Outlook / Guidance</h3><ul><li>Huntington Bancshares Incorporated announced a combination with Veritex Holdings, Inc., expected to accelerate organic growth initiatives in the Texas market.</li><li>The company remains confident in its ability to execute its strategy and sustain strong growth, while maintaining a disciplined approach to risk management.</li><li>The company expects continued growth in net interest income driven by higher interest rates and increased loan balances, focusing on managing noninterest expenses and maintaining credit quality.</li></ul>

Huntington Bancshares Pref Share HBANL 6.875 Perp 04/15/28 | 8-K: FY2025 Q2 EPS: USD 0.34