Huntington Bancshares Pref Share HBANM 5.7 Perp 12/01/22 C | 8-K: FY2025 Q2 Revenue: USD 1.954 B

Revenue: As of FY2025 Q2, the actual value is USD 1.954 B.

EPS: As of FY2025 Q2, the actual value is USD 0.34.

Segment Revenue

• Net Interest Income: $1,483 million for the three months ended June 30, 2025, an increase of 3% from the previous quarter and 12% from the same quarter last year.
• Noninterest Income: $471 million for the three months ended June 30, 2025, a decrease of 5% from the previous quarter and 4% from the same quarter last year.

Operational Metrics

• Net Income: $536 million for the three months ended June 30, 2025, an increase of 2% from the previous quarter and 13% from the same quarter last year.
• Return on Average Assets: 1.04% for the quarter.
• Return on Average Common Equity: 11.0% for the quarter.
• Return on Average Tangible Common Equity (ROTCE): 16.1%, excluding notable items, ROTCE was 17.6%.
• Provision for Credit Losses: $103 million for the three months ended June 30, 2025, a decrease of 10% from the previous quarter and an increase of 3% from the same quarter last year.
• Noninterest Expense: $1,197 million for the three months ended June 30, 2025, an increase of 4% from the previous quarter and 7% from the same quarter last year.

Cash Flow

• Operating Cash Flow: Not explicitly detailed in the reference.
• Free Cash Flow: Not explicitly detailed in the reference.

Unique Metrics

• Average Total Loans and Leases: $133,171 million for the three months ended June 30, 2025, an increase of 2% from the previous quarter and 8% from the same quarter last year.
• Average Total Deposits: Increased by $1.8 billion, or 1%, from the prior quarter and $9.9 billion, or 6%, from the year-ago quarter.
• Average Total Assets: $207,852 million for the three months ended June 30, 2025, an increase of 1% from the previous quarter and 7% from the same quarter last year.

Outlook / Guidance

• Huntington Bancshares Incorporated announced a combination with Veritex Holdings, Inc., which is expected to accelerate Huntington’s organic growth initiatives in the Texas market.
• The company remains confident in its ability to execute its strategy and sustain strong growth while maintaining a disciplined approach to risk management.
• The forward-looking statements caution that the proposed transaction with Veritex is subject to numerous risks and uncertainties, including regulatory approvals and market conditions.