---
title: "FIRST BUSEY CORP DEP SHS REPSTG 1/40TH INT NON CUM PE | 8-K: FY2025 Q2 Revenue: USD 192.05 M"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/249647417.md"
datetime: "2025-07-22T21:03:36.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/249647417.md)
  - [en](https://longbridge.com/en/news/249647417.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/249647417.md)
generator: "portal-rs"
---

# FIRST BUSEY CORP DEP SHS REPSTG 1/40TH INT NON CUM PE | 8-K: FY2025 Q2 Revenue: USD 192.05 M

Revenue: As of FY2025 Q2, the actual value is USD 192.05 M.

EPS: As of FY2025 Q2, the actual value is USD 0.52.

EBIT: As of FY2025 Q2, the actual value is USD 64.51 M.

### Segment Revenue

-   **Net Interest Income**: $153.2 million in Q2 2025, compared to $103.7 million in Q1 2025 and $82.5 million in Q2 2024.
-   **Total Noninterest Income**: $44.9 million in Q2 2025, compared to $21.2 million in Q1 2025 and $33.7 million in Q2 2024.
-   **Total Revenue**: $704.0 million annualized for 2Q25.

### Operational Metrics

-   **Net Income**: $47.4 million in Q2 2025, compared to a net loss of $30.0 million in Q1 2025 and net income of $27.4 million in Q2 2024.
-   **Adjusted Net Income**: $57.4 million in Q2 2025, compared to $39.9 million in Q1 2025 and $30.5 million in Q2 2024.
-   **Pre-Provision Net Revenue**: $64.2 million in Q2 2025, compared to $28.7 million in Q1 2025 and $40.7 million in Q2 2024.
-   **Adjusted Pre-Provision Net Revenue**: $80.8 million in Q2 2025, compared to $54.7 million in Q1 2025 and $42.6 million in Q2 2024.
-   **Net Interest Margin**: 3.49% in Q2 2025, compared to 3.16% in Q1 2025 and 3.03% in Q2 2024.
-   **Adjusted Efficiency Ratio**: Improved from 58.7% in Q1 2025 to 55.3% in Q2 2025.
-   **Annualized Return on Average Assets**: 1.00% in Q2 2025.
-   **Annualized Return on Average Tangible Common Equity**: 11.24% in Q2 2025.
-   **Adjusted Annualized Return on Average Assets**: 1.21% in Q2 2025.
-   **Adjusted Annualized Return on Average Tangible Common Equity**: 13.61% in Q2 2025.

### Cash Flow

-   **Operating Cash Flow**: Not explicitly mentioned in the provided text.
-   **Free Cash Flow**: Not explicitly mentioned in the provided text.

### Unique Metrics

-   **Wealth Management Fees**: $16.8 million in Q2 2025, compared to $17.4 million in Q1 2025 and $15.9 million in Q2 2024.
-   **Payment Technology Solutions**: $5.0 million in Q2 2025, compared to $5.1 million in Q1 2025 and $5.9 million in Q2 2024.
-   **Treasury Management Services**: $5.0 million in Q2 2025, compared to $3.0 million in Q1 2025 and $2.1 million in Q2 2024.
-   **Card Services and ATM Fees**: $4.9 million in Q2 2025, compared to $3.7 million in Q1 2025 and $3.4 million in Q2 2024.
-   **Assets Under Care**: $14.1 billion as of 2Q25, a QoQ increase of $0.4 billion.
-   **Loan Portfolio**: Total loans amounted to $13.8 billion as of 2Q25.

### Outlook / Guidance

-   Busey expects continued pressure from paydowns within its commercial real estate portfolio through the remainder of 2025.
-   Busey will continue to deploy excess cash to pay down non-core and non-relationship high-cost funding, which is anticipated to compress the asset base in the short term while helping to reduce the Bank’s overall funding cost.
-   The company expects continued optimization of the balance sheet with a focus on reducing wholesale funding reliance, projecting total cost of deposits to range between 2.00-2.15% for the second half of 2025.

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> **Disclaimer: This article is for reference only and does not constitute any investment advice.**