---
title: "Since July, the issuance of technology innovation bonds by small and medium-sized banks has significantly accelerated"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/250817612.md"
description: "Since July, the issuance of technology innovation bonds by small and medium-sized banks has accelerated. Nearly 10 city commercial banks and rural commercial banks, including Bank of Changsha, Bank of Ningbo, and Bank of Ruifeng, have issued over 15 billion yuan in technology innovation bonds. As of July 30, the number of banks issuing technology innovation bonds has increased to 33, with a total scale of 235.8 billion yuan, of which small and medium-sized banks account for more than half. Currently, the coupon rates of technology innovation bonds from small and medium-sized banks range from 1.7% to 1.9%, which, although higher than those of policy banks and large state-owned banks, are still lower than traditional financing tools"
datetime: "2025-07-30T14:06:31.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/250817612.md)
  - [en](https://longbridge.com/en/news/250817612.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/250817612.md)
---

# Since July, the issuance of technology innovation bonds by small and medium-sized banks has significantly accelerated

Entering July of this year, the issuance of technology innovation bonds by small and medium-sized banks has significantly accelerated. Nearly 10 city commercial banks and rural commercial banks, including Bank of Changsha, Bank of Ningbo, and Bank of Ruifeng, announced the issuance of technology innovation bonds, with a total scale exceeding 15 billion yuan. A review of Wind data by reporters found that as of July 30, the number of banking institutions issuing technology innovation bonds has expanded to 33, with a total issuance scale reaching 235.8 billion yuan. Among them, small and medium-sized banks account for more than half, becoming a key force in the issuance of technology innovation bonds. Reporters noted that currently, most small and medium-sized banks have coupon rates for technology innovation bonds concentrated between 1.7% and 1.9%, which, although higher than the issuance rates of policy banks and large state-owned banks, are still relatively low compared to traditional financing tools

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