---
title: "LendingTree | 8-K: FY2025 Q2 Revenue Beats Estimate at USD 250.1 M"
type: "news"
locale: "en"
url: "https://longbridge.com/en/news/251061537.md"
published_at: "2025-07-31T20:33:37.000Z"
---

# LendingTree | 8-K: FY2025 Q2 Revenue Beats Estimate at USD 250.1 M

Revenue: As of FY2025 Q2, the actual value is USD 250.1 M, beating the estimate of USD 244.03 M.

EPS: As of FY2025 Q2, the actual value is USD 0.65, beating the estimate of USD 0.3482.

EBIT: As of FY2025 Q2, the actual value is USD 10.8 M.

### Segment Revenue

-   **Total Revenue**: $250.1 million, a 19% increase YoY from $210.1 million.
-   **Insurance Segment**: Revenue of $147.2 million, up 21% YoY, with a segment profit of $40.0 million, a 10% increase YoY.
-   **Consumer Segment**: Revenue of $62.5 million, up 12% YoY, with personal loans revenue increasing 14% to $30.6 million.
-   **Home Segment**: Revenue of $40.4 million, up 25% YoY, with home equity revenue increasing 38% to $30.3 million.

### Operational Metrics

-   **Net Income**: $8.9 million, a 14% increase YoY from $7.8 million.
-   **Variable Marketing Margin**: $83.6 million, representing 33% of revenue, up from 34% YoY.
-   **Adjusted EBITDA**: $31.8 million, a 35% increase YoY from $23.5 million.
-   **Segment Profit**: Total segment profit of $85.1 million, a 17% increase YoY, with the Home segment profit increasing by 41% and the Consumer segment profit by 19%.

### Cash Flow

-   **Variable Marketing Expense**: $166.5 million, a 20% increase YoY from $139.2 million.
-   **Operating Cash Flow**: Net cash provided by operating activities was $27.7 million for the six months ended June 30, 2025.
-   **Free Cash Flow**: Not explicitly stated, but capital expenditures were $6.2 million, indicating investment in growth.

### Unique Metrics

-   **Net Leverage**: Improved to 3x from 5x over the last year.

### Outlook / Guidance

-   **Third-quarter 2025**: Revenue expected between $273 - $281 million, with a variable marketing margin of $86 - $89 million, and adjusted EBITDA of $34 - $36 million.
-   **Full-year 2025**: Revenue projected between $1.0 to $1.05 billion, with a variable marketing margin of $329 - $336 million, and adjusted EBITDA of $119 - $126 million.

### Related Stocks

- [TREE.US - LendingTree](https://longbridge.com/en/quote/TREE.US.md)

## Related News & Research

| Title | Description | URL |
|-------|-------------|-----|
| 在 LendingTree 的客户滿意度排名中躋身前三 | Achieve 被 LendingTree 評選為 2025 年第四季度個人貸款客户滿意度排名前 3 的公司。這一榮譽突顯了 Achieve 對借款人體驗的承諾，基於經過驗證的消費者評價。Achieve 的總裁 Kyle Enright 強 | [Link](https://longbridge.com/en/news/274223451.md) |
| 全面代替美聯儲？房貸 QE 後，特朗普要給信用卡利率設 “10% 上限” | 特朗普呼籲從 2026 年 1 月 20 日起將信用卡利率上限設為 10%，為期一年，旨在保護消費者免受 “敲詐”。然而，該計劃缺乏執行細節，且面臨法律障礙。知名投資人 Bill Ackman 警告此舉是 “錯誤”，可能導致銀行取消信用卡服 | [Link](https://longbridge.com/en/news/272143814.md) |
| 麥克弗森的 Pipit 路上倒下的樹導致公交車改道 | 在麥克弗森的皮皮特路上，一棵倒下的樹木於 2 月 18 日封堵了道路數小時，影響了公交服務。沒有報告傷亡或車輛損壞。麥克弗森國會議員丁佩玲確認了這一事件，並感謝警方和市鎮委員會的協助。公交服務被改道，跳過了 12 個停靠站，但正常運營在上午 | [Link](https://longbridge.com/en/news/276197718.md) |
| 美元樹嘗試通過高端化策略來推動銷售增長 | 根據彭博社的分析，美元樹（Dollar Tree）正戰略性地在富裕地區開設 49% 的新店，以吸引高收入客户。這一比例較過去六年的 41% 有所上升。高收入郵政編碼區域的門店比例上升至 19%，而低收入地區的門店比例則下降至 14%。高收入 | [Link](https://longbridge.com/en/news/276079014.md) |
| 美元樹進軍高端市場及其多價格策略將如何影響美元樹（DLTR）的投資者 | 美元樹最近的策略是將其基本價格提高到 1.25 美元，並引入多價商品，旨在吸引更高收入的消費者，已有 300 萬新家庭光顧其門店。這一轉變可能會擴大其客户基礎，但也存在疏遠核心低收入消費者和稀釋品牌價值的風險。儘管年收入出現下降，美元樹在  | [Link](https://longbridge.com/en/news/276008243.md) |

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.