---
title: "Wintrust Financial Pref Shares WTFC 7.8750 Perp 07/15/30 | 10-Q: FY2025 Q2 EPS: USD 2.78"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/251905175.md"
datetime: "2025-08-06T21:12:10.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/251905175.md)
  - [en](https://longbridge.com/en/news/251905175.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/251905175.md)
---

# Wintrust Financial Pref Shares WTFC 7.8750 Perp 07/15/30 | 10-Q: FY2025 Q2 EPS: USD 2.78

EPS: As of FY2025 Q2, the actual value is USD 2.78.

EBIT: As of FY2025 Q2, the actual value is USD 267.09 M.

### Segment Revenue

-   **Commercial Loans**: $16,387,431 as of June 30, 2025, compared to $15,574,551 as of December 31, 2024, and $14,154,462 as of June 30, 2024.
-   **Commercial Real Estate Loans**: $13,292,010 as of June 30, 2025, compared to $12,903,944 as of December 31, 2024, and $11,947,197 as of June 30, 2024.
-   **Home Equity Loans**: $466,815 as of June 30, 2025, compared to $445,028 as of December 31, 2024, and $356,313 as of June 30, 2024.
-   **Residential Real Estate Loans**: $3,948,782 as of June 30, 2025, compared to $3,612,765 as of December 31, 2024, and $3,067,335 as of June 30, 2024.
-   **Premium Finance Receivables - Property & Casualty**: $8,323,176 as of June 30, 2025, compared to $7,272,042 as of December 31, 2024, and $7,100,753 as of June 30, 2024.
-   **Premium Finance Receivables - Life Insurance**: $8,506,960 as of June 30, 2025, compared to $8,147,145 as of December 31, 2024, and $7,962,115 as of June 30, 2024.

### Operational Metrics

-   **Net Income**: $195,527 for the three months ended June 30, 2025, compared to $152,388 for the same period in 2024.
-   **Provision for Credit Losses**: $22,234 for the three months ended June 30, 2025, compared to $40,061 for the same period in 2024.
-   **Net Interest Income**: $546,694 for the three months ended June 30, 2025, compared to $470,610 for the same period in 2024.

### Cash Flow

-   **Net Cash Provided by Operating Activities**: $448,910 for the six months ended June 30, 2025, compared to $292,365 for the same period in 2024.
-   **Net Cash Used for Investing Activities**: -$3,921,051 for the six months ended June 30, 2025, compared to -$3,564,574 for the same period in 2024.
-   **Net Cash Provided by Financing Activities**: $3,709,169 for the six months ended June 30, 2025, compared to $3,264,269 for the same period in 2024.

### Unique Metrics

-   **Allowance for Loan Losses**: $391,654 as of June 30, 2025, compared to $364,017 as of December 31, 2024.

### Future Outlook and Strategy

-   **Core Business Focus**: The company plans to continue expanding its loan portfolio, particularly in commercial and real estate segments, while maintaining a strong focus on credit quality and risk management.
-   **Non-Core Business**: The company is exploring opportunities in premium finance receivables, both in property & casualty and life insurance segments, to diversify its revenue streams.

### Related Stocks

- [WTFCN.US](https://longbridge.com/en/quote/WTFCN.US.md)

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