---
title: "Pinnacle Financial Partn Pref Share 6.75 Perp 09/01/25 B | 10-Q: FY2025 Q2 Revenue: USD 694.77 M"
type: "news"
locale: "en"
url: "https://longbridge.com/en/news/252094167.md"
published_at: "2025-08-07T19:59:28.000Z"
---

# Pinnacle Financial Partn Pref Share 6.75 Perp 09/01/25 B | 10-Q: FY2025 Q2 Revenue: USD 694.77 M

Revenue: As of FY2025 Q2, the actual value is USD 694.77 M.

EPS: As of FY2025 Q2, the actual value is USD 2.

EBIT: As of FY2025 Q2, the actual value is USD 194.3 M.

### Segment Revenue

-   **Commercial Real Estate - Owner Occupied**: $4,744.8 million as of June 30, 2025, compared to $4,388.5 million as of December 31, 2024.
-   **Commercial Real Estate - Non-Owner Occupied**: $8,285.4 million as of June 30, 2025, compared to $8,130.1 million as of December 31, 2024.
-   **Consumer Real Estate - Mortgage**: $5,163.8 million as of June 30, 2025, compared to $4,914.5 million as of December 31, 2024.
-   **Construction and Land Development**: $3,412.1 million as of June 30, 2025, compared to $3,699.3 million as of December 31, 2024.
-   **Commercial and Industrial**: $14,905.3 million as of June 30, 2025, compared to $13,815.8 million as of December 31, 2024.
-   **Consumer and Other**: $593.8 million as of June 30, 2025, compared to $537.5 million as of December 31, 2024.

### Operational Metrics

-   **Net Income**: $158.5 million for the three months ended June 30, 2025, compared to $53.2 million for the same period in 2024.
-   **Operating Profit**: $194.3 million for the three months ended June 30, 2025, compared to $65.0 million for the same period in 2024.
-   **Operating Costs**: $286.4 million for the three months ended June 30, 2025, compared to $271.4 million for the same period in 2024.

### Cash Flow

-   **Operating Cash Flow**: $240.0 million for the six months ended June 30, 2025, compared to $283.0 million for the same period in 2024.

### Unique Metrics

-   **Investment Services Revenue**: $19.3 million for the three months ended June 30, 2025, compared to $15.7 million for the same period in 2024.
-   **Insurance Sales Commissions**: $3.7 million for the three months ended June 30, 2025, compared to $3.7 million for the same period in 2024.
-   **Income from Equity Method Investment**: $26.0 million for the three months ended June 30, 2025, compared to $18.7 million for the same period in 2024.

### Future Outlook and Strategy

#### Core Business Focus

-   **Growth Targets**: Pinnacle Financial aims to continue expanding its loan portfolio and increasing its market share in the Southeast region of the United States.
-   **Margin Improvement**: The company plans to enhance its net interest margin by better matching deposit rates with changes in the short-term rate environment.
-   **Market Expansion**: Pinnacle Financial is focused on growing and retaining low-cost core deposits and large, uninsured deposits.

#### Non-Core Business

-   **Divestitures**: Pinnacle Financial is considering the sale of investment securities in a loss position before their value recovers, as part of its asset liability management strategies or in response to liquidity needs.
-   **Emerging Segments**: The company is exploring expansion into new geographic or product markets, including potential future acquisitions.
-   **Exploratory Efforts**: Pinnacle Financial is assessing the impact of the proposed merger with Synovus Financial Corp. and the integration of their respective businesses and operations.

#### Priority

-   **Concrete Projections**: The completion of the merger with Synovus Financial Corp. is subject to customary conditions, including regulatory approvals and shareholder votes.
-   **Quantitative Indicators**: The merger agreement provides that Pinnacle Financial and Synovus will each simultaneously merge with and into Newco, with Newco continuing as the surviving corporation.

### Related Stocks

- [PNFPP.US - Pinnacle Financial Partn Pref Share 6.75 Perp 09/01/25 B](https://longbridge.com/en/quote/PNFPP.US.md)
- [PNFP.PRC.US - Pinnacle Financial Partners, Inc.](https://longbridge.com/en/quote/PNFP.PRC.US.md)

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> **Disclaimer**: This article is for reference only and does not constitute any investment advice.