---
title: "CONIFER HLDGS INC 9.75% NTS 30/09/28 USD25 | 8-K: FY2025 Q2 Revenue: USD 16.13 M"
type: "news"
locale: "en"
url: "https://longbridge.com/en/news/253491813.md"
published_at: "2025-08-18T14:30:11.000Z"
---

# CONIFER HLDGS INC 9.75% NTS 30/09/28 USD25 | 8-K: FY2025 Q2 Revenue: USD 16.13 M

Revenue: As of FY2025 Q2, the actual value is USD 16.13 M.

EPS: As of FY2025 Q2, the actual value is USD 0.17.

EBIT: As of FY2025 Q2, the actual value is USD 2.051 M.

### Net Income

-   Net income allocable to common shareholders: $2.1 million, or $0.17 per share for the second quarter of 2025.

### Net Investment Income

-   Net investment income: $1.3 million for the quarter ended June 30, 2025, compared to $1.5 million in the prior year period.

### Book Value

-   Book value per common share: $2.31 per share.

### Gross Written Premiums

-   Gross written premiums increased 11.1% to $21.1 million in the second quarter of 2025, compared to $19.0 million in the prior year period.

### Net Written Premiums

-   Net written premiums: $1.4 million for the second quarter of 2025, compared to $13.2 million in the prior year period, a decrease of 89.6%.

### Net Earned Premiums

-   Net earned premiums: $9.6 million for the second quarter of 2025, compared to $16.7 million in the prior year period, a decrease of 42.6%.

### Adjusted Operating Income (Loss)

-   Adjusted operating loss: - $2.1 million, or - $0.17 per share for the second quarter ended June 30, 2025.

### Loss Ratio

-   Loss ratio: 68.8% for the second quarter of 2025, compared to 91.5% in the prior year period.

### Expense Ratio

-   Expense ratio: 52.3% for the second quarter of 2025, compared to 32.1% in the prior year period.

### Combined Ratio

-   Combined ratio: 121.1% for the second quarter of 2025, compared to 123.6% in the prior year period.

### Outlook / Guidance

-   The Company continues to simplify operations as the last part of its Commercial Lines production is largely running off. The gross written premium was up double digits for the period led by the Personal Lines business, which is coming back in line with expected performance metrics.

### Related Stocks

- [CNFRZ.US - CONIFER HLDGS INC 9.75% NTS 30/09/28 USD25](https://longbridge.com/en/quote/CNFRZ.US.md)
- [PRHIZ.US - PRESURANCE HOLDINGS INC. 9.75% NTS 30/09/28 USD25](https://longbridge.com/en/quote/PRHIZ.US.md)

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> **Disclaimer**: This article is for reference only and does not constitute any investment advice.