--- title: "X Financial (NYSE:XYF) Releases Earnings Results" description: "X Financial (NYSE:XYF) reported quarterly earnings of $1.85 per share, with a return on equity of 23.30% and a net margin of 24.76%. Despite the positive earnings, the stock fell 4.8% to $12.83 during" type: "news" locale: "en" url: "https://longbridge.com/en/news/253874799.md" published_at: "2025-08-20T21:24:46.000Z" --- # X Financial (NYSE:XYF) Releases Earnings Results > X Financial (NYSE:XYF) reported quarterly earnings of $1.85 per share, with a return on equity of 23.30% and a net margin of 24.76%. Despite the positive earnings, the stock fell 4.8% to $12.83 during trading. The company has a market cap of $536.04 million and a P/E ratio of 2.67. Recently, Jump Financial LLC acquired a new stake in X Financial, owning approximately 0.10% of the company. Currently, X Financial holds a Hold rating among analysts, with some suggesting better investment options. X Financial (NYSE:XYF - Get Free Report) announced its quarterly earnings data on Monday. The company reported $1.85 earnings per share for the quarter, Zacks reports. X Financial had a return on equity of 23.30% and a net margin of 24.76%. ## X Financial Stock Down 4.8% Shares of NYSE XYF traded down $0.65 during trading hours on Monday, reaching $12.83. 459,841 shares of the stock traded hands, compared to its average volume of 269,072. The company has a market capitalization of $536.04 million, a P/E ratio of 2.67 and a beta of 0.25. X Financial has a 52-week low of $4.35 and a 52-week high of $20.35. The company's 50-day simple moving average is $16.77 and its two-hundred day simple moving average is $14.21. ## Hedge Funds Weigh In On X Financial An institutional investor recently bought a new position in X Financial stock. Jump Financial LLC acquired a new stake in shares of X Financial Sponsored ADR (NYSE:XYF - Free Report) during the second quarter, according to its most recent Form 13F filing with the Securities and Exchange Commission. The firm acquired 39,900 shares of the company's stock, valued at approximately $697,000. Jump Financial LLC owned approximately 0.10% of X Financial at the end of the most recent quarter. 1.15% of the stock is currently owned by institutional investors and hedge funds. ## About X Financial (Get Free Report) X Financial provides personal finance services in the People's Republic of China. The company offers services as an online marketplace connecting borrowers and investors or institutional funding partners. Its loan products include Xiaoying credit loan, which consists of Xiaoying card loan; and Xiaoying preferred loan to small business owners. ## See Also - Five stocks we like better than X Financial - With Risk Tolerance, One Size Does Not Fit All - 4 Stocks Every AI ETF Is Buying—And They’re Not What You Think - What is the Nasdaq? Complete Overview with History - Grab Holdings: Get a Grip Now—Explosive Upside Brewing - Uptrend Stocks Explained: Learn How to Trade Using Uptrends - Rocket Stock Just Broke Out, But EPS Growth Still Isn't Priced In *This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest and most accurate reporting. This story was reviewed by MarketBeat's editorial team prior to publication. Please send any questions or comments about this story to contact@marketbeat.com.* ## Should You Invest $1,000 in X Financial Right Now? Before you consider X Financial, you'll want to hear this. MarketBeat keeps track of Wall Street's top-rated and best performing research analysts and the stocks they recommend to their clients on a daily basis. MarketBeat has identified the five stocks that top analysts are quietly whispering to their clients to buy now before the broader market catches on... and X Financial wasn't on the list. While X Financial currently has a Hold rating among analysts, top-rated analysts believe these five stocks are better buys. 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