--- title: "The Smartest Index ETF to Buy With $2,000 Right Now" description: "The article discusses the benefits of investing in the Invesco QQQ Trust ETF, especially for those with $2,000 to invest. It emphasizes the importance of dollar-cost averaging to mitigate market timin" type: "news" locale: "en" url: "https://longbridge.com/en/news/257235143.md" published_at: "2025-09-14T08:39:46.000Z" --- # The Smartest Index ETF to Buy With $2,000 Right Now > The article discusses the benefits of investing in the Invesco QQQ Trust ETF, especially for those with $2,000 to invest. It emphasizes the importance of dollar-cost averaging to mitigate market timing risks and highlights the ETF's strong performance, particularly in technology and growth sectors. The Invesco QQQ Trust has outperformed the S&P 500 significantly over the past decade and is positioned to benefit from the growth of artificial intelligence. The piece encourages consistent investing to build wealth over time. With the market sitting near all-time highs, a lot of investors might start second-guessing whether now is the right time to put money to work in stocks. However, waiting for a pullback could hurt you in the long run. A **J.P. Morgan** study looked at every trading day going back to 1950 and found that the market actually hits a new high about 7% of the time. Meanwhile, on nearly a third of those occasions, investors never saw a lower price. This can lead to a cycle of regret and continuing to sit in cash while stocks keep climbing higher. The better way to approach this is to start investing now and then keep adding to your position on a regular basis, regardless of what the market does. This is called dollar-cost averaging, and it helps take emotion out of the equation. It's also been proven to be one of the simplest and most effective ways to build wealth over time. If you have $2,000 to put to work today, one of the smartest places you can start using this strategy with is the **Invesco QQQ Trust** (QQQ 0.51%). Image source: Getty Images. ## Why the Invesco QQQ Trust is a great investment The Invesco QQQ Trust is an exchange-traded fund (ETF) that tracks the **Nasdaq-100**, which is comprised of the 100 largest non-financial companies listed on the Nasdaq exchange. Its portfolio is heavily tilted toward technology stocks, with more than 60% of its holdings in the sector. The ETF's weighting toward technology and growth stocks has helped the fund to outperform over the past decade. During this stretch, it delivered a total return of about 491%, compared with roughly 291% for the **S&P 500**. This also isn't due to one or two good years. In fact, on a rolling 12-month basis, it's outperformed the S&P 500 nearly 90% of the time during this period. Part of what makes the Invesco QQQ Trust effective is that it is market-cap weighted, which means that when companies like **Nvidia,** **Microsoft**, or **Apple** outperform, their weightings rise automatically. Conversely, if a company struggles and its market cap falls, its weighting in the index drops naturally, which helps keep the portfolio focused on market leaders. That's a very different approach than most actively managed funds, where portfolio managers tend to trim back on their winners and often double down on their losers. Another big reason to own the Invesco QQQ Trust right now is that it puts you right at the center of the most powerful growth trend driving the market: artificial intelligence (AI). AI looks like it has the potential to be the defining technology of the next decade, and while many stocks have already been AI winners, it appears we are still in the early innings of this phenomenon. ## How to build wealth with the Invesco QQQ Trust Dropping $2,000 into the Invesco QQQ Trust is a great start, but just doing that alone isn't going to make you wealthy. This is where dollar-cost averaging comes in. You need to consistently invest over a long period, regardless of where the market is trading, and let compounding do the rest of the work. For example, if you start with $2,000 and add $1,000 a month for the next 30 years, you'd have $5.7 million at the end of that period at an average annual return of 15%. While 15% may sound like a lot, that's well below the 19.7% average annual return the Invesco QQQ Trust has generated over the past decade, so it's not some pie-in-the-sky number. For investors looking to put $2,000 to work, the Invesco QQQ Trust is one of the best ETFs to own right now. It gives you instant exposure to the top AI companies in the world and has a long history of beating the S&P 500. The key is to just get started investing and to keep buying in both good and bad markets. ### Related Stocks - [QQQ.US - Invesco QQQ Trust](https://longbridge.com/en/quote/QQQ.US.md) - [IVZ.US - Invesco](https://longbridge.com/en/quote/IVZ.US.md) ## Related News & Research | Title | Description | URL | |-------|-------------|-----| | Here's How Much $1000 Invested In Vanguard Mega Cap Growth ETF 10 Years Ago Would Be Worth Today | The Vanguard Mega Cap Growth ETF (NYSE:MGK) has delivered an average annual return of 17.39% over the past decade, outpe | [Link](https://longbridge.com/en/news/276139586.md) | | Ameritas Advisory Services LLC Has $61.21 Million Stock Holdings in Invesco QQQ $QQQ | Ameritas Advisory Services LLC increased its stake in Invesco QQQ by 42.4% in Q3, owning 101,959 shares valued at $61.21 | [Link](https://longbridge.com/en/news/275868892.md) | | Want decades of passive income? Buy this ETF and hold it forever | This iShares ETF delivers steady income with strong prospects for long-term payout growth. | [Link](https://longbridge.com/en/news/276157381.md) | | AIQ, IGPT, BAI: 3 Artificial Intelligence (AI) ETFs Worth Investing in 2026 | Artificial intelligence (AI) is a key investment theme in 2026, with ETFs providing diversified exposure. Notable option | [Link](https://longbridge.com/en/news/276075903.md) | | 3 'Strong Buy' Technology ETFs with More than 25% Upside Potential | Three technology ETFs, Baron Technology ETF (BCTK), Fidelity Disruptive Technology ETF (FDTX), and JPMorgan U.S. Tech Le | [Link](https://longbridge.com/en/news/276081786.md) | --- > **Disclaimer**: This article is for reference only and does not constitute any investment advice.