---
title: "This is why you can never predict the direction of interest rates"
description: "The article discusses the unpredictability of interest rates, highlighting the recent Federal Open Market Committee (FOMC) decision to cut the federal-funds rate. It notes that while short-term rates "
type: "news"
locale: "en"
url: "https://longbridge.com/en/news/258195270.md"
published_at: "2025-09-20T14:06:11.000Z"
---

# This is why you can never predict the direction of interest rates

> The article discusses the unpredictability of interest rates, highlighting the recent Federal Open Market Committee (FOMC) decision to cut the federal-funds rate. It notes that while short-term rates are decreasing, long-term rates may rise, impacting mortgage rates. The piece also compares the current tech-driven bull market to the dot-com bubble, emphasizing the high valuations in the technology sector. Additionally, it covers the challenges faced by student loan borrowers in navigating federal processes for debt cancellation.

Also, how an AI-driven bull market compares to the dot-com bubble, alternative stock choices and how you might push back against rising insurance costs.

### Related Stocks

- [AOMR.US - Angel Oak Mortgage REIT](https://longbridge.com/en/quote/AOMR.US.md)

## Related News & Research

| Title | Description | URL |
|-------|-------------|-----|
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| Are we heading toward another dot-com crisis? | Are we heading toward another dot-com crisis? | [Link](https://longbridge.com/en/news/275603200.md) |
| Essent Group Q4 net income falls on drop in new mortgage insurance written | Essent Group reported a decline in Q4 net income due to a drop in new mortgage insurance written, totaling $11.8 billion | [Link](https://longbridge.com/en/news/275893340.md) |
| A Presidents Day effect on stocks? This study says yes. | A study published in 2025 in the Review of Financial Economics suggests that federal holidays, like Presidents Day, may  | [Link](https://longbridge.com/en/news/276037618.md) |

---

> **Disclaimer**: This article is for reference only and does not constitute any investment advice.