---
title: "Unum Group's (NYSE:UNM) Earnings Are Not Doing Enough For Some Investors"
description: "Unum Group (NYSE:UNM) has an attractive P/E ratio of 8.5x compared to the market average, but concerns about future growth are affecting investor sentiment. Despite a strong earnings growth of 24% ove"
type: "news"
locale: "en"
url: "https://longbridge.com/en/news/258241074.md"
published_at: "2025-09-21T15:20:32.000Z"
---

# Unum Group's (NYSE:UNM) Earnings Are Not Doing Enough For Some Investors

> Unum Group (NYSE:UNM) has an attractive P/E ratio of 8.5x compared to the market average, but concerns about future growth are affecting investor sentiment. Despite a strong earnings growth of 24% over the past year and a 65% increase in EPS over three years, analysts project a modest growth of 6.4% per annum for the next three years, lower than the market's 11% forecast. This outlook contributes to Unum's low P/E, indicating that investors expect limited future growth, making significant share price increases unlikely in the near term.

When close to half the companies in the United States have price-to-earnings ratios (or "P/E's") above 20x, you may consider **Unum Group** (NYSE:UNM) as a highly attractive investment with its 8.5x P/E ratio. Although, it's not wise to just take the P/E at face value as there may be an explanation why it's so limited.

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Unum Group certainly has been doing a good job lately as it's been growing earnings more than most other companies. One possibility is that the P/E is low because investors think this strong earnings performance might be less impressive moving forward. If you like the company, you'd be hoping this isn't the case so that you could potentially pick up some stock while it's out of favour.

View our latest analysis for Unum Group

Keen to find out how analysts think Unum Group's future stacks up against the industry? In that case, our **free** report is a great place to start.

## How Is Unum Group's Growth Trending?

There's an inherent assumption that a company should far underperform the market for P/E ratios like Unum Group's to be considered reasonable.

If we review the last year of earnings growth, the company posted a terrific increase of 24%. Pleasingly, EPS has also lifted 65% in aggregate from three years ago, thanks to the last 12 months of growth. Therefore, it's fair to say the earnings growth recently has been superb for the company.

Turning to the outlook, the next three years should generate growth of 6.4% per annum as estimated by the eight analysts watching the company. That's shaping up to be materially lower than the 11% per annum growth forecast for the broader market.

With this information, we can see why Unum Group is trading at a P/E lower than the market. It seems most investors are expecting to see limited future growth and are only willing to pay a reduced amount for the stock.

## The Key Takeaway

Generally, our preference is to limit the use of the price-to-earnings ratio to establishing what the market thinks about the overall health of a company.

As we suspected, our examination of Unum Group's analyst forecasts revealed that its inferior earnings outlook is contributing to its low P/E. Right now shareholders are accepting the low P/E as they concede future earnings probably won't provide any pleasant surprises. It's hard to see the share price rising strongly in the near future under these circumstances.

A lot of potential risks can sit within a company's balance sheet. Our **free** balance sheet analysis for Unum Group with six simple checks will allow you to discover any risks that could be an issue.

You might be able to find a better investment than Unum Group. If you want a selection of possible candidates, check out this **free** list of interesting companies that trade on a low P/E (but have proven they can grow earnings).

### Related Stocks

- [UNM.US - Umum](https://longbridge.com/en/quote/UNM.US.md)

## Related News & Research

| Title | Description | URL |
|-------|-------------|-----|
| UNUM 集團重申 2026 年增長目標，計劃實現 100% 資本回報，並將關閉的區塊轉移至 “線下” | Unum Group 高管重申了他們的 2026 年增長目標，預計保費增長為 4% 到 7%，每股收益增長為 8% 到 12%。他們計劃通過分紅和股票回購返還約 100% 的收益。公司還討論了一項報告變更，將封閉區塊的結果移至下方，以提供對 | [Link](https://longbridge.com/en/news/275411367.md) |
| Unum Group 報告 2025 年第四季度淨利潤為 1.741 億美元，同比下降 50.1% | Unum Group 報告 2025 年第四季度淨收入為 1.741 億美元，下降 50.1%。Unum 美國部門的調整後營業收入下降 13.1%，至 2.897 億美元。公司更新了其準備金假設，影響了報告的淨收入。Unum Group 計 | [Link](https://longbridge.com/en/news/275031551.md) |
| Unum 的非 GAAP 每股收益為 1.92 美元，比預期低 0.19 美元，收入為 32.4 億美元，比預期低 5000 萬美元 | Unum 非 GAAP 每股收益為 1.92 美元，低於預期 0.19 美元，收入為 32.4 億美元，低於預期 5000 萬美元 | [Link](https://longbridge.com/en/news/275035995.md) |
| Unum 集團（NYSE: UNM）發佈了 2026 財年的收益指引 | Unum Group（紐約證券交易所代碼：UNM）更新了其 2026 財年的收益指引，預計每股收益在 8.600 到 8.900 之間，略低於市場共識預期的 8.910。該股下跌 1.6%，報 75.74 美元，市值為 126.7 億美元。 | [Link](https://longbridge.com/en/news/275052671.md) |
| 分析師一致推薦 Unum Group（紐約證券交易所代碼：UNM）為 “適度買入” | Unum Group（紐約證券交易所代碼：UNM）獲得了十四家券商的 “適度買入” 共識推薦。分析師對該股票的評級為四個持有、八個買入和兩個強力買入，平均 12 個月目標價為 96.58 美元。最近的報告顯示，Jefferies Finan | [Link](https://longbridge.com/en/news/272144519.md) |

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> **Disclaimer**: This article is for reference only and does not constitute any investment advice.
