--- title: "Unum Group's (NYSE:UNM) Earnings Are Not Doing Enough For Some Investors" description: "Unum Group (NYSE:UNM) has an attractive P/E ratio of 8.5x compared to the market average, but concerns about future growth are affecting investor sentiment. Despite a strong earnings growth of 24% ove" type: "news" locale: "en" url: "https://longbridge.com/en/news/258241074.md" published_at: "2025-09-21T15:20:32.000Z" --- # Unum Group's (NYSE:UNM) Earnings Are Not Doing Enough For Some Investors > Unum Group (NYSE:UNM) has an attractive P/E ratio of 8.5x compared to the market average, but concerns about future growth are affecting investor sentiment. Despite a strong earnings growth of 24% over the past year and a 65% increase in EPS over three years, analysts project a modest growth of 6.4% per annum for the next three years, lower than the market's 11% forecast. This outlook contributes to Unum's low P/E, indicating that investors expect limited future growth, making significant share price increases unlikely in the near term. When close to half the companies in the United States have price-to-earnings ratios (or "P/E's") above 20x, you may consider **Unum Group** (NYSE:UNM) as a highly attractive investment with its 8.5x P/E ratio. Although, it's not wise to just take the P/E at face value as there may be an explanation why it's so limited. This technology could replace computers: discover the 20 stocks are working to make quantum computing a reality. Unum Group certainly has been doing a good job lately as it's been growing earnings more than most other companies. One possibility is that the P/E is low because investors think this strong earnings performance might be less impressive moving forward. If you like the company, you'd be hoping this isn't the case so that you could potentially pick up some stock while it's out of favour. View our latest analysis for Unum Group Keen to find out how analysts think Unum Group's future stacks up against the industry? In that case, our **free** report is a great place to start. ## How Is Unum Group's Growth Trending? There's an inherent assumption that a company should far underperform the market for P/E ratios like Unum Group's to be considered reasonable. If we review the last year of earnings growth, the company posted a terrific increase of 24%. Pleasingly, EPS has also lifted 65% in aggregate from three years ago, thanks to the last 12 months of growth. Therefore, it's fair to say the earnings growth recently has been superb for the company. Turning to the outlook, the next three years should generate growth of 6.4% per annum as estimated by the eight analysts watching the company. That's shaping up to be materially lower than the 11% per annum growth forecast for the broader market. With this information, we can see why Unum Group is trading at a P/E lower than the market. It seems most investors are expecting to see limited future growth and are only willing to pay a reduced amount for the stock. ## The Key Takeaway Generally, our preference is to limit the use of the price-to-earnings ratio to establishing what the market thinks about the overall health of a company. As we suspected, our examination of Unum Group's analyst forecasts revealed that its inferior earnings outlook is contributing to its low P/E. Right now shareholders are accepting the low P/E as they concede future earnings probably won't provide any pleasant surprises. It's hard to see the share price rising strongly in the near future under these circumstances. A lot of potential risks can sit within a company's balance sheet. Our **free** balance sheet analysis for Unum Group with six simple checks will allow you to discover any risks that could be an issue. You might be able to find a better investment than Unum Group. If you want a selection of possible candidates, check out this **free** list of interesting companies that trade on a low P/E (but have proven they can grow earnings). ### Related Stocks - [UNM.US - Umum](https://longbridge.com/en/quote/UNM.US.md) ## Related News & Research | Title | Description | URL | |-------|-------------|-----| | UNUM 集团重申 2026 年增长目标，计划实现 100% 资本回报，并将关闭的区块转移至 “线下” | Unum Group 高管重申了他们的 2026 年增长目标，预计保费增长为 4% 到 7%，每股收益增长为 8% 到 12%。他们计划通过分红和股票回购返还约 100% 的收益。公司还讨论了一项报告变更，将封闭区块的结果移至下方，以提供对 | [Link](https://longbridge.com/en/news/275411367.md) | | Unum Group 报告 2025 年第四季度净利润为 1.741 亿美元，同比下降 50.1% | Unum Group 报告 2025 年第四季度净收入为 1.741 亿美元，下降 50.1%。Unum 美国部门的调整后营业收入下降 13.1%，至 2.897 亿美元。公司更新了其准备金假设，影响了报告的净收入。Unum Group 计 | [Link](https://longbridge.com/en/news/275031551.md) | | Unum 的非 GAAP 每股收益为 1.92 美元，比预期低 0.19 美元，收入为 32.4 亿美元，比预期低 5000 万美元 | Unum 非 GAAP 每股收益为 1.92 美元，低于预期 0.19 美元，收入为 32.4 亿美元，低于预期 5000 万美元 | [Link](https://longbridge.com/en/news/275035995.md) | | Unum 集团（NYSE: UNM）发布了 2026 财年的收益指引 | Unum Group（纽约证券交易所代码：UNM）更新了其 2026 财年的收益指引，预计每股收益在 8.600 到 8.900 之间，略低于市场共识预期的 8.910。该股下跌 1.6%，报 75.74 美元，市值为 126.7 亿美元。 | [Link](https://longbridge.com/en/news/275052671.md) | | 分析师一致推荐 Unum Group（纽约证券交易所代码：UNM）为 “适度买入” | Unum Group（纽约证券交易所代码：UNM）获得了十四家券商的 “适度买入” 共识推荐。分析师对该股票的评级为四个持有、八个买入和两个强力买入，平均 12 个月目标价为 96.58 美元。最近的报告显示，Jefferies Finan | [Link](https://longbridge.com/en/news/272144519.md) | --- > **Disclaimer**: This article is for reference only and does not constitute any investment advice.