---
title: "Keeping $10,000 in a Bank of America Savings Account? You Could Be Earning $380 More a Year"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/258350891.md"
description: "Bank of America offers a savings account with a potential earning of $380 more annually if $10,000 is maintained. SoFi Savings provides a competitive APY of up to 4.50% with a 0.70% boost for new accounts with eligible direct deposits. Terms and conditions apply for both banks."
datetime: "2025-09-22T12:01:04.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/258350891.md)
  - [en](https://longbridge.com/en/news/258350891.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/258350891.md)
---

> Supported Languages: [简体中文](https://longbridge.com/zh-CN/news/258350891.md) | [繁體中文](https://longbridge.com/zh-HK/news/258350891.md)


# Keeping $10,000 in a Bank of America Savings Account? You Could Be Earning $380 More a Year

Earn up to $300 and +0.70% Boost on Savings APY with direct deposit. Terms apply. Circle with letter I in it. Earn up to 4.50% Annual Percentage Yield (APY) on SoFi Savings with a 0.70% APY Boost (added to the 3.80% APY as of 8/5/25) for up to 6 months. Open a new SoFi Checking & Savings account with Eligible Direct Deposit by 1/31/26. Rates variable, subject to change. Terms apply at sofi.com/banking#2. SoFi Bank, N.A. Member FDIC.

### Related Stocks

- [SoFi Technologies, Inc. (SOFI.US)](https://longbridge.com/en/quote/SOFI.US.md)
- [Bank of America Corporation (BAC.US)](https://longbridge.com/en/quote/BAC.US.md)

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