---
title: "3 Stocks Estimated To Be Undervalued By Up To 44.1% Offering Potential Opportunities"
description: "As U.S. stock indexes rebound, investors are identifying undervalued stocks for potential opportunities. Notable mentions include First Advantage (FA), trading at $15.37 with a 44.1% discount to its f"
type: "news"
locale: "en"
url: "https://longbridge.com/en/news/259391781.md"
published_at: "2025-09-29T18:15:33.000Z"
---

# 3 Stocks Estimated To Be Undervalued By Up To 44.1% Offering Potential Opportunities

> As U.S. stock indexes rebound, investors are identifying undervalued stocks for potential opportunities. Notable mentions include First Advantage (FA), trading at $15.37 with a 44.1% discount to its fair value of $27.47, and Texas Capital Bancshares (TCBI), trading at $86.51 with a 26.7% discount to its fair value of $118.1. SouthState Bank (SSB) is also highlighted, trading at $101.17 with a 19.2% discount to its fair value of $125.14. These stocks show promising growth potential despite current market challenges.

As major U.S. stock indexes experience a rebound following a losing week, with the Nasdaq and S&P 500 showing gains, investors are closely monitoring the market amid concerns over a potential government shutdown. In this environment, identifying undervalued stocks can present opportunities for investors seeking to capitalize on potential price corrections when market conditions stabilize.

### Top 10 Undervalued Stocks Based On Cash Flows In The United States

**Name**

**Current Price**

**Fair Value (Est)**

**Discount (Est)**

XPEL (XPEL)

$32.35

$62.95

48.6%

Udemy (UDMY)

$7.04

$13.67

48.5%

Royal Gold (RGLD)

$196.71

$384.55

48.8%

Northwest Bancshares (NWBI)

$12.52

$24.41

48.7%

NeuroPace (NPCE)

$10.20

$20.04

49.1%

Metropolitan Bank Holding (MCB)

$76.33

$150.26

49.2%

Horizon Bancorp (HBNC)

$16.20

$31.76

49%

Customers Bancorp (CUBI)

$67.45

$131.16

48.6%

Ategrity Specialty Insurance Company Holdings (ASIC)

$19.52

$38.76

49.6%

AbbVie (ABBV)

$220.61

$438.05

49.6%

Click here to see the full list of 195 stocks from our Undervalued US Stocks Based On Cash Flows screener.

Below we spotlight a couple of our favorites from our exclusive screener.

## First Advantage (FA)

**Overview:** First Advantage Corporation offers employment background screening and identity verification solutions globally, with a market cap of approximately $2.67 billion.

**Operations:** The revenue segments for First Advantage include employment background screening and identity verification solutions, contributing significantly to its global operations.

**Estimated Discount To Fair Value:** 44.1%

First Advantage is trading at a significant discount, with its stock price of US$15.37 well below the estimated fair value of US$27.47. Despite recent financial challenges, including a net loss and basic loss per share increase, the company anticipates revenue growth at 12.1% annually, outpacing the broader US market's 9.7%. Analysts expect profitability within three years, indicating potential for strong future cash flows despite current debt coverage concerns from operating cash flow.

-   The analysis detailed in our First Advantage growth report hints at robust future financial performance.
-   Delve into the full analysis health report here for a deeper understanding of First Advantage.

## Texas Capital Bancshares (TCBI)

**Overview:** Texas Capital Bancshares, Inc. is a bank holding company for Texas Capital Bank, providing full-service financial solutions to businesses, entrepreneurs, and individual customers with a market cap of approximately $3.96 billion.

**Operations:** The company's revenue segment is primarily derived from its Banking operations, generating approximately $936.95 million.

**Estimated Discount To Fair Value:** 26.7%

Texas Capital Bancshares is trading at US$86.51, significantly below its estimated fair value of US$118.1, representing over a 20% discount. The company's earnings are projected to grow substantially at 35.1% annually, outpacing the broader US market's growth rate of 15.4%. Despite recent net charge-offs of $13 million and a forecasted low return on equity in three years, its strong earnings trajectory underscores potential undervaluation based on cash flows.

-   According our earnings growth report, there's an indication that Texas Capital Bancshares might be ready to expand.
-   Unlock comprehensive insights into our analysis of Texas Capital Bancshares stock in this financial health report.

## SouthState Bank (SSB)

**Overview:** SouthState Bank Corporation, with a market cap of approximately $10.24 billion, operates as the bank holding company for SouthState Bank, National Association, offering a variety of banking services and products to individuals and businesses across the United States.

**Operations:** SouthState Bank generates revenue primarily through its General Banking segment, which accounts for $2.06 billion.

**Estimated Discount To Fair Value:** 19.2%

SouthState Bank, trading at US$101.17, is undervalued relative to its fair value estimate of US$125.14. Recent earnings growth of 23.7% and a forecasted annual profit increase of 23% highlight potential undervaluation based on cash flows. Despite shareholder dilution and significant insider selling recently, the bank's revenue is expected to grow faster than the broader market at 12.3% annually, supported by strategic leadership changes enhancing operational capabilities in key markets.

-   Our expertly prepared growth report on SouthState Bank implies its future financial outlook may be stronger than recent results.
-   Navigate through the intricacies of SouthState Bank with our comprehensive financial health report here.

## Next Steps

-   Get an in-depth perspective on all 195 Undervalued US Stocks Based On Cash Flows by using our screener here.
-   Are you invested in these stocks already? Keep abreast of every twist and turn by setting up a portfolio with Simply Wall St, where we make it simple for investors like you to stay informed and proactive.
-   Join a community of smart investors by using Simply Wall St. It's free and delivers expert-level analysis on worldwide markets.

## Interested In Other Possibilities?

-   Explore high-performing small cap companies that haven't yet garnered significant analyst attention.
-   Diversify your portfolio with solid dividend payers offering reliable income streams to weather potential market turbulence.
-   Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management.

*This article by Simply Wall St is general in nature. **We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation.** We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.*

### Related Stocks

- [FA.US - First Advantage](https://longbridge.com/en/quote/FA.US.md)
- [TCBI.US - Texas Capital](https://longbridge.com/en/quote/TCBI.US.md)
- [SSB.US - SouthState Bank](https://longbridge.com/en/quote/SSB.US.md)

## Related News & Research

| Title | Description | URL |
|-------|-------------|-----|
| 09:08 ETSouthState earns 2nd highest awards for Best Bank across U.S. | SouthState Bank has received the second highest number of awards in the U.S. for Middle Market and Small Business Bankin | [Link](https://longbridge.com/en/news/275769356.md) |
| Texas Capital Bancshares Director Makes Bold Insider Move With Fresh Stock Buy | Texas Capital Bancshares (TCBI) Director Robert Stallings purchased 4,115 shares for $86,759 on February 4, 2026, indica | [Link](https://longbridge.com/en/news/274915189.md) |
| Texas Capital posts FY25 non-interest income of USD 227.14 million, up 632% | Texas Capital Bancshares reported a significant increase in FY 2025 non-interest income, totaling USD 227.14 million, a  | [Link](https://longbridge.com/en/news/275510524.md) |
| 11:48 ETIn HelloNation, Experienced Financial Planner Paula Fox Derwick of Olean, NY, Breaks Down What Retirement Really Costs | A HelloNation article featuring financial planner Paula Fox Derwick discusses the true costs of retirement, emphasizing  | [Link](https://longbridge.com/en/news/275345902.md) |
| SouthState beats Q4 profit estimates, authorizes new share buyback plan | SouthState reported a Q4 adjusted EPS of $2.46, surpassing analyst expectations of $2.28, with a 28% increase year-over- | [Link](https://longbridge.com/en/news/273423571.md) |

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> **Disclaimer**: This article is for reference only and does not constitute any investment advice.
