---
title: "3 Stocks Estimated To Be Undervalued By Up To 44.1% Offering Potential Opportunities"
description: "As U.S. stock indexes rebound, investors are identifying undervalued stocks for potential opportunities. Notable mentions include First Advantage (FA), trading at $15.37 with a 44.1% discount to its f"
type: "news"
locale: "en"
url: "https://longbridge.com/en/news/259391781.md"
published_at: "2025-09-29T18:15:33.000Z"
---

# 3 Stocks Estimated To Be Undervalued By Up To 44.1% Offering Potential Opportunities

> As U.S. stock indexes rebound, investors are identifying undervalued stocks for potential opportunities. Notable mentions include First Advantage (FA), trading at $15.37 with a 44.1% discount to its fair value of $27.47, and Texas Capital Bancshares (TCBI), trading at $86.51 with a 26.7% discount to its fair value of $118.1. SouthState Bank (SSB) is also highlighted, trading at $101.17 with a 19.2% discount to its fair value of $125.14. These stocks show promising growth potential despite current market challenges.

As major U.S. stock indexes experience a rebound following a losing week, with the Nasdaq and S&P 500 showing gains, investors are closely monitoring the market amid concerns over a potential government shutdown. In this environment, identifying undervalued stocks can present opportunities for investors seeking to capitalize on potential price corrections when market conditions stabilize.

### Top 10 Undervalued Stocks Based On Cash Flows In The United States

**Name**

**Current Price**

**Fair Value (Est)**

**Discount (Est)**

XPEL (XPEL)

$32.35

$62.95

48.6%

Udemy (UDMY)

$7.04

$13.67

48.5%

Royal Gold (RGLD)

$196.71

$384.55

48.8%

Northwest Bancshares (NWBI)

$12.52

$24.41

48.7%

NeuroPace (NPCE)

$10.20

$20.04

49.1%

Metropolitan Bank Holding (MCB)

$76.33

$150.26

49.2%

Horizon Bancorp (HBNC)

$16.20

$31.76

49%

Customers Bancorp (CUBI)

$67.45

$131.16

48.6%

Ategrity Specialty Insurance Company Holdings (ASIC)

$19.52

$38.76

49.6%

AbbVie (ABBV)

$220.61

$438.05

49.6%

Click here to see the full list of 195 stocks from our Undervalued US Stocks Based On Cash Flows screener.

Below we spotlight a couple of our favorites from our exclusive screener.

## First Advantage (FA)

**Overview:** First Advantage Corporation offers employment background screening and identity verification solutions globally, with a market cap of approximately $2.67 billion.

**Operations:** The revenue segments for First Advantage include employment background screening and identity verification solutions, contributing significantly to its global operations.

**Estimated Discount To Fair Value:** 44.1%

First Advantage is trading at a significant discount, with its stock price of US$15.37 well below the estimated fair value of US$27.47. Despite recent financial challenges, including a net loss and basic loss per share increase, the company anticipates revenue growth at 12.1% annually, outpacing the broader US market's 9.7%. Analysts expect profitability within three years, indicating potential for strong future cash flows despite current debt coverage concerns from operating cash flow.

-   The analysis detailed in our First Advantage growth report hints at robust future financial performance.
-   Delve into the full analysis health report here for a deeper understanding of First Advantage.

## Texas Capital Bancshares (TCBI)

**Overview:** Texas Capital Bancshares, Inc. is a bank holding company for Texas Capital Bank, providing full-service financial solutions to businesses, entrepreneurs, and individual customers with a market cap of approximately $3.96 billion.

**Operations:** The company's revenue segment is primarily derived from its Banking operations, generating approximately $936.95 million.

**Estimated Discount To Fair Value:** 26.7%

Texas Capital Bancshares is trading at US$86.51, significantly below its estimated fair value of US$118.1, representing over a 20% discount. The company's earnings are projected to grow substantially at 35.1% annually, outpacing the broader US market's growth rate of 15.4%. Despite recent net charge-offs of $13 million and a forecasted low return on equity in three years, its strong earnings trajectory underscores potential undervaluation based on cash flows.

-   According our earnings growth report, there's an indication that Texas Capital Bancshares might be ready to expand.
-   Unlock comprehensive insights into our analysis of Texas Capital Bancshares stock in this financial health report.

## SouthState Bank (SSB)

**Overview:** SouthState Bank Corporation, with a market cap of approximately $10.24 billion, operates as the bank holding company for SouthState Bank, National Association, offering a variety of banking services and products to individuals and businesses across the United States.

**Operations:** SouthState Bank generates revenue primarily through its General Banking segment, which accounts for $2.06 billion.

**Estimated Discount To Fair Value:** 19.2%

SouthState Bank, trading at US$101.17, is undervalued relative to its fair value estimate of US$125.14. Recent earnings growth of 23.7% and a forecasted annual profit increase of 23% highlight potential undervaluation based on cash flows. Despite shareholder dilution and significant insider selling recently, the bank's revenue is expected to grow faster than the broader market at 12.3% annually, supported by strategic leadership changes enhancing operational capabilities in key markets.

-   Our expertly prepared growth report on SouthState Bank implies its future financial outlook may be stronger than recent results.
-   Navigate through the intricacies of SouthState Bank with our comprehensive financial health report here.

## Next Steps

-   Get an in-depth perspective on all 195 Undervalued US Stocks Based On Cash Flows by using our screener here.
-   Are you invested in these stocks already? Keep abreast of every twist and turn by setting up a portfolio with Simply Wall St, where we make it simple for investors like you to stay informed and proactive.
-   Join a community of smart investors by using Simply Wall St. It's free and delivers expert-level analysis on worldwide markets.

## Interested In Other Possibilities?

-   Explore high-performing small cap companies that haven't yet garnered significant analyst attention.
-   Diversify your portfolio with solid dividend payers offering reliable income streams to weather potential market turbulence.
-   Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management.

*This article by Simply Wall St is general in nature. **We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation.** We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.*

### Related Stocks

- [FA.US - First Advantage](https://longbridge.com/en/quote/FA.US.md)
- [TCBI.US - Texas Capital](https://longbridge.com/en/quote/TCBI.US.md)
- [SSB.US - SouthState Bank](https://longbridge.com/en/quote/SSB.US.md)

## Related News & Research

| Title | Description | URL |
|-------|-------------|-----|
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| SouthState 银行在全美最佳银行评选中获得第二高奖项 | SouthState Bank 在美国获得了来自 Crisil Coalition Greenwich 的中型市场和小型企业银行业务的第二高奖项，总计 29 项，比去年有所增加。该银行因其强大的客户关系和对高质量金融解决方案的承诺而受到认可 | [Link](https://longbridge.com/en/news/275769356.md) |
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| 德州资本银行公布 2025 财年非利息收入为 2.2714 亿美元，增长 632% | 德州资本控股公司报告称，2025 财年的非利息收入显著增长，总计达到 2.2714 亿美元，增长幅度为 632%。该公司实现净利息收入为 10.3 亿美元，信用损失准备金为 5500 万美元。非利息支出为 7.6807 亿美元，税前收入为  | [Link](https://longbridge.com/en/news/275510524.md) |

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> **Disclaimer**: This article is for reference only and does not constitute any investment advice.