--- title: "Huntington Bancshares Pref Share HBANM 5.7 Perp 12/01/22 C | 8-K: FY2025 Q3 Revenue: USD 2.134 B" type: "News" locale: "en" url: "https://longbridge.com/en/news/261609232.md" datetime: "2025-10-17T11:04:29.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/261609232.md) - [en](https://longbridge.com/en/news/261609232.md) - [zh-HK](https://longbridge.com/zh-HK/news/261609232.md) generator: "portal-rs" --- # Huntington Bancshares Pref Share HBANM 5.7 Perp 12/01/22 C | 8-K: FY2025 Q3 Revenue: USD 2.134 B Revenue: As of FY2025 Q3, the actual value is USD 2.134 B. EPS: As of FY2025 Q3, the actual value is USD 0.41. ### Financial Metrics by Segment #### Segment Revenue - **Net Interest Income**: Increased by $39 million, or 3%, from the prior quarter, and $155 million, or 11%, from the year-ago quarter. For the three months ended September 30, 2025, net interest income was $1,523 million, up 3% from $1,483 million in the previous quarter and up 12% from $1,364 million in the same quarter last year. - **Noninterest Income**: Increased by $157 million, or 33%, from the prior quarter, to $628 million. From the year-ago quarter, noninterest income increased by $105 million, or 20%. For the three months ended September 30, 2025, noninterest income was $628 million, up 33% from $471 million in the previous quarter and up 20% from $523 million in the same quarter last year. #### Operational Metrics - **Net Income**: Reported net income for the 2025 third quarter was $629 million, an increase of $93 million, or 17%, from the prior quarter, and an increase of $112 million, or 22%, from the year-ago quarter. Net income applicable to common shares was $602 million, up 18% from $509 million in the previous quarter and up 25% from $481 million in the same quarter last year. - **Return on Average Assets**: 1.19% for the three months ended September 30, 2025, up from 1.04% in the previous quarter and the same quarter last year. - **Return on Average Common Equity**: 12.4% for the three months ended September 30, 2025, up from 11.0% in the previous quarter and 10.8% in the same quarter last year. - **Return on Average Tangible Common Equity (ROTCE)**: 17.8% for the three months ended September 30, 2025, up from 16.1% in the previous quarter and 16.2% in the same quarter last year. - **Efficiency Ratio**: 57.4% for the three months ended September 30, 2025, down from 59.0% in the previous quarter and 59.4% in the same quarter last year. - **Net Charge-offs**: 0.22% of average total loans and leases for the quarter, 2 basis points higher than the prior quarter. - **Nonperforming Asset Ratio**: 0.60% at quarter end, 3 basis points lower than the prior quarter. - **Allowance for Credit Losses (ACL)**: $2.6 billion, or 1.86% of total loans and leases, at quarter end, an increase of $47 million from the prior quarter. #### Cash Flow - **Net Cash Provided by Operating Activities**: $1,506 million for the three months ended September 30, 2025, up from $1,467 million in the previous quarter and $1,351 million in the same quarter last year. #### Unique Metrics - **Average Total Loans and Leases**: Increased by $2.8 billion, or 2%, from the prior quarter to $135.9 billion, and increased by $11.4 billion, or 9%, from the year-ago quarter. - **Average Total Deposits**: Increased by $1.4 billion, or 1%, from the prior quarter and $8.3 billion, or 5%, from the year-ago quarter. - **Average Total Assets**: $209,727 million for the three months ended September 30, 2025, up 1% from $207,852 million in the previous quarter and up 6% from $198,278 million in the same quarter last year. - **Total Assets at End of Period**: $210,228 million as of September 30, 2025, up 1% from $207,742 million at the end of the previous quarter and up 5% from $200,535 million at the end of the same quarter last year. #### Outlook / Guidance - Huntington Bancshares Incorporated is poised for continued growth, driven by strategic investments and disciplined execution of core strategies. The company is focused on expanding net interest income and diversified fee revenues, with a strong commitment to Texas through its combination with Veritex Holdings, Inc. Credit quality remains strong, and the company is well-positioned to deliver growth through various economic cycles. - **Net Interest Income**: Expected to grow by mid-single digits for the full year 2025. - **Noninterest Income**: Expected to grow by low-single digits for the full year 2025. - **Efficiency Ratio**: Expected to improve to the mid-50s for the full year 2025. ### Related Stocks - [HBANM.US](https://longbridge.com/en/quote/HBANM.US.md) ## Related News & Research - [Berkshire Hathaway Just Sold 3 Bank Stocks. 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