<span item_type="fundamental" item_id="26b58b39b82ee9d95e244db28c3789fc" counter_id="ST/US/FRMEP" env="prod"></span><span item_type="announcement" item_id="574448596862763649" env="prod"></span><p>Revenue: As of FY2025 Q3, the actual value is USD 267.57 M.</p><p>EPS: As of FY2025 Q3, the actual value is USD 0.98.</p><p>EBIT: As of FY2025 Q3, the actual value is USD 166.71 M.</p><p></p><h3>Segment Revenue</h3><ul><li>Total Assets: $18.8 billion.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/712534/000071253425000191/frme3q2025earningsreleas.htm"></span></li><li>Total Loans: $14.9 billion.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/712534/000071253425000191/frme3q2025earningsreleas.htm"></span></li><li>Total Deposits: $6.1 billion.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/712534/000071253425000191/frme3q2025earningsreleas.htm"></span></li></ul><h3>Operational Metrics</h3><ul><li>Net Income: $56.3 million for the third quarter, $167.5 million year-to-date.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/712534/000071253425000191/frme3q2025earningsreleas.htm"></span></li><li>Efficiency Ratio: 55.09% for the third quarter, 54.54% year-to-date.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/712534/000071253425000191/frme3q2025earningsreleas.htm"></span></li><li>Return on Average Assets (ROAA): 1.22% for the third quarter.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/712534/000071253425000191/frme3q2025earningsreleas.htm"></span></li><li>Return on Tangible Common Equity (ROTCE): 14.21% for the third quarter.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/712534/000071253425000191/frme3q2025earningsreleas.htm"></span></li></ul><h3>Cash Flow</h3><ul><li>Net Interest Income: $133.7 million for the third quarter, $396.9 million year-to-date.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/712534/000071253425000191/frme3q2025earningsreleas.htm"></span></li><li>Noninterest Income: $32.5 million for the third quarter, $93.8 million year-to-date.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/712534/000071253425000191/frme3q2025earningsreleas.htm"></span></li></ul><h3>Unique Metrics</h3><ul><li>Loan Growth: $288.8 million for the third quarter, $741.3 million year-to-date.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/712534/000071253425000191/frme3q2025earningsreleas.htm"></span></li><li>Deposit Growth: $72.4 million for the third quarter, $504.9 million year-to-date.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/712534/000071253425000191/frme3q2025earningsreleas.htm"></span></li></ul><h3>Outlook / Guidance</h3><ul><li>The company anticipates benefits from the proposed merger with First Savings Financial Group, Inc., including enhanced revenues and cost savings. However, these forward-looking statements are subject to significant risks and uncertainties.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/712534/000071253425000191/frme3q2025earningsreleas.htm"></span></li></ul>

First Merchants Pref Share FRMEP 7.5 Perp 08/15/25 | 8-K: FY2025 Q3 Revenue: USD 267.57 M