Revenue: As of FY2025 Q3, the actual value is USD 3.228 B.EPS: As of FY2025 Q3, the actual value is USD 0.41.EBIT: As of FY2025 Q3, the actual value is USD -740 M.<h3>Segment Revenue</h3><ul><li>Payments and Cash Management Revenue: Increased by $16 million, or 10%, to $174 million for the third quarter of 2025 compared to the same period in 2024.</li><li>Wealth and Asset Management Revenue: Increased by $11 million, or 12%, to $104 million for the third quarter of 2025 compared to the same period in 2024.</li><li>Customer Deposit and Loan Fees: Increased by $16 million, or 19%, to $102 million for the third quarter of 2025 compared to the same period in 2024.</li><li>Capital Markets and Advisory Fees: Increased by $16 million, or 21%, to $94 million for the third quarter of 2025 compared to the same period in 2024.</li></ul><h3>Operational Metrics</h3><ul><li>Net Interest Income: Increased by $155 million, or 11%, to $1.5 billion for the third quarter of 2025 compared to the same period in 2024.</li><li>Provision for Credit Losses: Increased by $16 million, or 15%, to $122 million for the third quarter of 2025 compared to the same period in 2024.</li><li>Noninterest Income: Increased by $105 million, or 20%, to $628 million for the third quarter of 2025 compared to the same period in 2024.</li><li>Noninterest Expense: Increased by $116 million, or 10%, to $1.2 billion for the third quarter of 2025 compared to the same period in 2024.</li></ul><h3>Cash Flow</h3><ul><li>Operating Cash Flow: Not explicitly detailed in the provided reference.</li><li>Free Cash Flow: Not explicitly detailed in the provided reference.</li></ul><h3>Unique Metrics</h3><ul><li>Net Charge-offs (NCOs): Decreased to $75 million, or 0.22% of average total loans and leases, annualized, for the third quarter of 2025, compared to $93 million, or 0.30%, in the year-ago quarter.</li></ul><h3>Future Outlook and Strategy</h3><ul><li>Core Business Focus: Huntington Bancshares Incorporated aims to deliver top quartile performance through sustainable long-term profitable growth, leveraging its regional banking model and national franchise to drive scale, growth, and expansion.</li><li>Non-Core Business: The company completed its acquisition of Veritex Holdings, Inc. and announced a pending acquisition of Cadence Bank, which is expected to close in the first quarter of 2026.</li><li>Priority: The company is focused on maintaining positive operating leverage and executing disciplined capital management while providing stability and resilience through disciplined risk management.</li></ul>

Huntington Banc Pref Shares HBANP 4.5 Perp 04/15/26 H | 10-Q: FY2025 Q3 Revenue: USD 3.228 B