---
title: "Central Pacific Financial | 10-Q: FY2025 Q3 Revenue: USD 93.47 M"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/263374277.md"
datetime: "2025-10-29T21:06:17.000Z"
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  - [zh-CN](https://longbridge.com/zh-CN/news/263374277.md)
  - [en](https://longbridge.com/en/news/263374277.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/263374277.md)
---

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# Central Pacific Financial | 10-Q: FY2025 Q3 Revenue: USD 93.47 M

Revenue: As of FY2025 Q3, the actual value is USD 93.47 M.

EPS: As of FY2025 Q3, the actual value is USD 0.69, missing the estimate of USD 0.72.

EBIT: As of FY2025 Q3, the actual value is USD -33.5 M.

### Segment Revenue and Operational Metrics

-   **Interest Income**: Total interest income for the nine months ended September 30, 2025, was $235.3 million, compared to $228.1 million for the same period in 2024.
-   **Net Interest Income**: For the nine months ended September 30, 2025, net interest income was $178.8 million, an increase from $155.9 million in the same period of 2024.
-   **Net Income**: The net income for the nine months ended September 30, 2025, was $54.6 million, compared to $42.1 million for the same period in 2024.

### Cash Flow

-   **Operating Cash Flow**: Net cash provided by operating activities for the nine months ended September 30, 2025, was $76.9 million, compared to $64.2 million for the same period in 2024.
-   **Investing Cash Flow**: Net cash used in investing activities was - $27.8 million for the nine months ended September 30, 2025, compared to net cash provided by investing activities of $26.6 million for the same period in 2024.
-   **Financing Cash Flow**: Net cash used in financing activities was - $120.2 million for the nine months ended September 30, 2025, compared to - $286.6 million for the same period in 2024.

### Unique Metrics

-   **Allowance for Credit Losses (ACL)**: The ACL on loans as of September 30, 2025, was $60.4 million, compared to $59.2 million as of December 31, 2024.

### Future Outlook and Strategy

-   **Core Business Focus**: The company continues to focus on maintaining a strong balance sheet and managing credit risk effectively. The strategic emphasis is on enhancing net interest income and managing operating expenses to improve profitability.
-   **Non-Core Business**: There is no specific mention of non-core business strategies or divestitures in the provided data.

### Related Stocks

- [Central Pacific Financial Corp. (CPF.US)](https://longbridge.com/en/quote/CPF.US.md)

## Related News & Research

- [Central Pacific Financial Q4 profit rises on lower loan-loss provisions](https://longbridge.com/en/news/273975927.md)
- [Central Pacific Financial Unveils Strategic Plans for Growth](https://longbridge.com/en/news/269894025.md)
- [Pacific Financial Corp FY2025 net income rises 22% to USD 11.6 million](https://longbridge.com/en/news/274317566.md)
- [Pacific Financial Q4 net income falls, dividend rises](https://longbridge.com/en/news/274318130.md)
- [CPB (NYSE:CPF) Stock Price Passes Above 200-Day Moving Average   - Time to Sell?](https://longbridge.com/en/news/277884467.md)