---
title: "Multiple banks have raised the minimum investment amount for accumulation gold business to prevent excessive market speculation"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/263619519.md"
description: "Multiple banks have raised the minimum investment amount for accumulation gold business to prevent excessive market speculation. International gold prices have fluctuated sharply, and some banks have increased the minimum investment amount to over 1,000 yuan, with the highest increase nearing 20%. For example, PAB has raised the minimum investment amount from 900 yuan to 1,100 yuan, INDUSTRIAL BANK from 1,000 yuan to 1,200 yuan, and ICBC from 850 yuan to 1,000 yuan. These changes reflect the industry's response logic amid escalating market risks"
datetime: "2025-10-30T23:33:31.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/263619519.md)
  - [en](https://longbridge.com/en/news/263619519.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/263619519.md)
---

> Supported Languages: [简体中文](https://longbridge.com/zh-CN/news/263619519.md) | [繁體中文](https://longbridge.com/zh-HK/news/263619519.md)


# Multiple banks have raised the minimum investment amount for accumulation gold business to prevent excessive market speculation

Recently, international gold prices have continued to fluctuate sharply at high levels, and many commercial banks have intensively raised the minimum purchase amount for gold accumulation services. After the adjustment, some banks have raised the "threshold" to over 1,000 yuan. Journalists have noticed that in addition to adjusting the thresholds for precious metal accumulation services, some banks have also changed the starting amount for accumulation plans to a model that "fluctuates with gold prices" in response to changes in the gold market. Industry insiders believe that these changes not only alter the participation rhythm of ordinary investors but also reflect the industry's response logic under escalating market risks. After reviewing announcements from multiple banks, it was found that this adjustment covers several major state-owned banks and joint-stock banks, with the increase in the minimum purchase amount reaching nearly 20%. PAB has raised the minimum investment amount for its gold accumulation service from 900 yuan to 1,100 yuan. INDUSTRIAL BANK has adjusted the minimum purchase amount for its gold accumulation demand and ordinary fixed-term services from 1,000 yuan to 1,200 yuan. ICBC has raised the minimum investment amount for its Ruyi gold accumulation service from 850 yuan to 1,000 yuan

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- [INDUSTRIAL BANK (601166.CN)](https://longbridge.com/en/quote/601166.CN.md)
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- [ICBC (01398.HK)](https://longbridge.com/en/quote/01398.HK.md)
- [PAB (000001.CN)](https://longbridge.com/en/quote/000001.CN.md)

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