<div id="readability-page-1"><div>ServisFirst Bancshares, Inc., a bank holding company headquartered in Birmingham, Alabama, has released its Form 10-Q report for the third quarter of 2025. The report highlights the company's robust financial performance and operational efficiency, underscoring its continued growth and strategic focus in the commercial banking sector. Financial Highlights ServisFirst Bancshares, Inc. reported significant financial metrics for the three months ended September 30, 2025:<ul><li>Total Interest Income: $251.3 million, up from $247.9 million in the same period of 2024, driven by higher interest and fees on loans.</li><li>Net Interest Income: $133.4 million, an increase from $115.1 million in the same period of 2024, indicating improved interest income relative to interest expense.</li><li>Net Income: $65.6 million, compared to $59.9 million in the same period of 2024, showing a positive growth in profitability.</li><li>Net Income Available to Common Stockholders: $65.6 million, compared to $59.9 million in the same period of 2024, reflecting the company's ability to generate earnings for its shareholders.</li><li>Basic Earnings Per Common Share: $1.20, compared to $1.10 in the same period of 2024, indicating an increase in earnings per share.</li><li>Diluted Earnings Per Common Share: $1.20, consistent with the basic earnings per share, showing no significant dilution effect.</li><li>Total Noninterest Income: $2.8 million, down from $8.5 million in the same period of 2024, primarily due to securities losses.</li><li>Total Noninterest Expenses: $48.0 million, compared to $45.6 million in the same period of 2024, reflecting increased operating costs.</li><li>Provision for Credit Losses: $9.5 million, up from $5.7 million in the same period of 2024, indicating a higher allocation for potential loan losses.</li></ul> Business Highlights ServisFirst Bancshares, Inc. continues to demonstrate strong operational performance and strategic focus:<ul><li>Business Overview: The company operates as a bank holding company with its wholly-owned subsidiary, ServisFirst Bank, providing commercial banking services through full-service banking offices in Alabama, Florida, Georgia, North and South Carolina, Tennessee, and Virginia, along with a loan production office in Florida.</li><li>Operational Focus: The principal business activities include accepting deposits from the public, making loans and other investments, and providing electronic banking services such as online and mobile banking, treasury and cash management services, and correspondent banking services to other financial institutions.</li><li>Geographical Performance: The bank operates across several states in the Southeast U.S., including Alabama, Florida, Georgia, North and South Carolina, Tennessee, and Virginia. The performance in these regions is monitored on a consolidated basis.</li><li>Revenue Segments: The bank's revenue is primarily derived from interest and fees collected on loans, interest and dividends collected on other investments, and service charges. The bank's operations are considered to be aggregated into one reportable operating segment.</li><li>Future Outlook: Management continues to evaluate performance on a consolidated entity basis and will adjust segment reporting if future organizational changes necessitate more detailed disclosures. The company remains focused on maintaining its operational efficiency and profitability metrics.</li><li>Management Insights: The management's discussion highlights the bank's focus on maintaining a strong deposit base and loan portfolio, with an emphasis on managing interest rate risks and maintaining liquidity. The bank is also attentive to changes in regulatory requirements and economic conditions that could impact its operations.</li></ul>SEC Filing: ServisFirst Bancshares, Inc. [ SFBS ] - 10-Q - Nov. 04, 2025</div></div>

SFBS

ServisFirst Bancshares, Inc. has released its Form 10-Q report for Q3 2025, showcasing strong financial performance. Key metrics include total interest income of $251.3 million, net income of $65.6 million, and basic earnings per share of $1.20, all reflecting growth from the previous year. However, total noninterest income decreased to $2.8 million due to securities losses. The bank continues to focus on operational efficiency and strategic growth across multiple states in the Southeast U.S.

ServisFirst Bancshares, Inc. SEC 10-Q Report