---
title: "Wintrust Financial Pref Shares WTFC 7.8750 Perp 07/15/30 | 10-Q: FY2025 Q3 Revenue: USD 1.095 B"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/264742519.md"
datetime: "2025-11-06T23:23:13.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/264742519.md)
  - [en](https://longbridge.com/en/news/264742519.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/264742519.md)
---

# Wintrust Financial Pref Shares WTFC 7.8750 Perp 07/15/30 | 10-Q: FY2025 Q3 Revenue: USD 1.095 B

Revenue: As of FY2025 Q3, the actual value is USD 1.095 B.

EPS: As of FY2025 Q3, the actual value is USD 2.78.

EBIT: As of FY2025 Q3, the actual value is USD -271.97 M.

### Segment Revenue

-   **Commercial Loans**: $16,544,342 as of September 30, 2025, compared to $15,574,551 as of December 31, 2024, and $15,247,693 as of September 30, 2024.
-   **Commercial Real Estate Loans**: $13,619,207 as of September 30, 2025, compared to $12,903,944 as of December 31, 2024, and $12,793,417 as of September 30, 2024.
-   **Home Equity Loans**: $484,202 as of September 30, 2025, compared to $445,028 as of December 31, 2024, and $427,043 as of September 30, 2024.
-   **Residential Real Estate Loans**: $4,143,870 as of September 30, 2025, compared to $3,612,765 as of December 31, 2024, and $3,388,038 as of September 30, 2024.
-   **Premium Finance Receivables - Property & Casualty**: $8,366,292 as of September 30, 2025, compared to $7,272,042 as of December 31, 2024, and $7,131,681 as of September 30, 2024.
-   **Premium Finance Receivables - Life Insurance**: $8,758,553 as of September 30, 2025, compared to $8,147,145 as of December 31, 2024, and $7,996,899 as of September 30, 2024.

### Operational Metrics

-   **Net Income**: $216,254 for the three months ended September 30, 2025, compared to $170,001 for the same period in 2024.
-   **Provision for Credit Losses**: $21,768 for the three months ended September 30, 2025, compared to $22,334 for the same period in 2024.
-   **Net Interest Income**: $567,010 for the three months ended September 30, 2025, compared to $502,583 for the same period in 2024.

### Cash Flow

-   **Net Cash Provided by Operating Activities**: $658,689 for the nine months ended September 30, 2025, compared to $230,739 for the same period in 2024.
-   **Net Cash Used for Investing Activities**: - $4,661,008 for the nine months ended September 30, 2025, compared to - $4,227,930 for the same period in 2024.
-   **Net Cash Provided by Financing Activities**: $4,109,252 for the nine months ended September 30, 2025, compared to $4,304,855 for the same period in 2024.

### Unique Metrics

-   **Allowance for Loan Losses**: $386,622 as of September 30, 2025, compared to $364,017 as of December 31, 2024, and $360,279 as of September 30, 2024.

### Future Outlook and Strategy

-   **Core Business Focus**: The company plans to continue expanding its loan portfolio across various segments, with a focus on maintaining a diverse mix to mitigate risks associated with economic downturns.
-   **Non-Core Business**: The company is evaluating the impact of adopting new accounting standards on its financial statements, which may affect future reporting and strategic decisions.

### Related Stocks

- [WTFCN.US](https://longbridge.com/en/quote/WTFCN.US.md)

## Related News & Research

- [LIVE MARKETS-The old ball game: Trade balance, home sales, small business sentiment](https://longbridge.com/en/news/289210403.md)
- [CoreWeave Stock Slips: What's Happening Today?](https://longbridge.com/en/news/289224896.md)
- [Elon Musk Says SpaceX Could Put One Million Tons Of Payload In Orbit Within The Next Five Years](https://longbridge.com/en/news/289279226.md)
- [Forget Chip Stocks: Shay Boloor Says AAOI Is The Secret 'Plumbing' Powering AI Data Centers](https://longbridge.com/en/news/289311242.md)
- [BREAKINGVIEWS-China tech key-man risk has its own flavour](https://longbridge.com/en/news/289269510.md)