---
title: "ZHONGTAI SECURITIES: The decline in credit growth rate is a reasonable phenomenon"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/265807681.md"
description: "36Kr learned that a research report from ZHONGTAI SECURITIES pointed out that the decline in credit growth is a reasonable phenomenon, reflecting changes in the structure of China's financial supply side. 1. Compared to bank loans, total indicators such as social financing scale and money supply are more comprehensive and reasonable; to observe the overall financial situation, one should pay more attention to social financing scale and money supply indicators. 2. The decline in credit growth is a reasonable phenomenon, reflecting changes in the structure of China's financial supply side"
datetime: "2025-11-13T23:36:45.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/265807681.md)
  - [en](https://longbridge.com/en/news/265807681.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/265807681.md)
---

# ZHONGTAI SECURITIES: The decline in credit growth rate is a reasonable phenomenon

36Kr learned that a research report from ZHONGTAI SECURITIES pointed out that the decline in credit growth is a reasonable phenomenon, reflecting changes in China's financial supply-side structure. 1. Compared to bank loans, total indicators such as social financing scale and money supply are more comprehensive and reasonable; when observing financial totals, one should pay more attention to social financing scale and money supply indicators. 2. The decline in credit growth is a reasonable phenomenon, reflecting changes in China's financial supply-side structure

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