<div id="readability-page-1"><div> KeyBank survey finds seven-in-ten companies plan to capitalize on OBBBA provisions , /PRNewswire/ -- KeyBank (NYSE: KEY) today released the results of its Middle Market Snapshot Report which was conducted in October 2025 to gauge middle market reception of the One Big Beautiful Bill Act (OBBBA). The survey polled nearly 400 executives of middle market businesses with annual revenues ranging from $25 million to $1 billion and found that companies are highly familiar with the bill's provisions and expect substantial impacts on both the U.S. economy and their individual businesses. Familiarity High, Expectations Higher: <ul type="disc"> <li> 60%of middle market companies report being familiar with OBBBA provisions.</li> <li> 86%expect the bill's provisions to have a moderate or greater level of impact on the U.S. economy in the next 12 months, with 45% anticipating significant impact.</li> <li> 60%expect a meaningful positive impact on their business in the next two years.</li> </ul> Long-Term Impacts Anticipated: <ul type="disc"> <li> 89%of companies anticipate at least one significant long-term impact from OBBBA on their business.</li> <li>The top three expected long-term impacts are:<ul type="disc"><li>Increased ability to invest in growth and expansion (59%)</li><li>Improved cash flow through accelerated depreciation and capital expenditure incentives (59%)</li><li>Greater certainty and stability in financial planning and forecasting (53%)</li></ul></li> </ul> Technology Leads Strategic Priorities Post-Enactment: <ul type="disc"> <li>Within 12 months ofOBBBA enactment, middle market companies plan to prioritize:<ul type="disc"><li>Upgrading technology or investing in process automation (68%)</li><li>Increasing domestic R&amp;D investment (65%)</li><li>Expanding/reconfiguring supply chain (63%)</li><li>Adjusting debt financing or leverage strategy (59%)</li><li>Accelerating capital expenditures (58%)</li><li>Enhancing employee benefits (57%)</li><li>Investing in clean energy projects (55%)</li></ul></li> </ul> KenGavrity, President of Key Commercial Bank commented: &#34;The OBBBA represents a pivotal moment for America's middle market companies. Our survey shows that business leaders aren't just aware of these policy changes – they're already planning how to leverage them for competitive advantage. This proactive stance demonstrates the agility and strategic thinking that makes the middle market such a vital engine of economic growth.&#34; &#34;What's particularly encouraging is the optimism we're seeing with the middle market segment,&#34; Gavrity added. &#34;These companies recognize opportunities to accelerate innovation, strengthen their balance sheets, and position themselves for long-term success. We're committed to partnering with them every step of the way.&#34; Methodology KeyBank's Middle Market Snapshot survey provides a real-time read on what's shaping the middle market. The latest report surveyed 392 owners and executives of businesses with annual revenues between $25 million and $1 billion in October 2025. About KeyCorp In 2025, KeyCorp celebrates its bicentennial, marking 200 years of service to clients and communities from Maine to Alaska. To learn more, visit KeyBank Heritage Center. Headquartered in Cleveland, Ohio, Key is one of the nation's largest bank-based financial services companies, with assets of approximately $187 billion at September 30, 2025. Key provides deposit, lending, cash management, and investment services to individuals and businesses in 15 states under the name KeyBank National Association through a network of approximately 1,000 branches and approximately 1,200 ATMs. Key also provides a broad range of sophisticated corporate and investment banking products, such as merger and acquisition advice, public and private debt and equity, syndications, and derivatives to middle market companies in selected industries throughout the United States under the KeyBanc Capital Markets trade name. For more information, visithttps://www.key.com/. KeyBank Member FDIC. <img src="https://imageproxy.pbkrs.com/https://mma.prnewswire.com/media/2610398/Key_Bicentennial_Logo_v2.jpg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" width="400" height="237" original-src="https://imageproxy.pbkrs.com/https://mma.prnewswire.com/media/2610398/Key_Bicentennial_Logo_v2.jpg"/> SOURCE KeyBank </div></div>

KeyBank's survey reveals that 89% of middle market companies expect significant long-term impacts from the One Big Beautiful Bill Act (OBBBA). The act is anticipated to enhance growth, cash flow, and financial stability. Companies plan to prioritize technology upgrades, R&D, and supply chain expansion. The survey highlights optimism and strategic planning among businesses, with 86% expecting a moderate or greater impact on the U.S. economy within 12 months. KeyBank emphasizes the proactive stance of middle market companies in leveraging these changes for competitive advantage.

ONE BIG BEAUTIFUL BILL ACT POISED TO DRIVE MIDDLE MARKET GROWTH: 89% OF COMPANIES EXPECT SIGNIFICANT LONG-TERM BUSINESS IMPACT | KEY Stock News