---
title: "Upstart Holdings Partners with Tech CU to Offer AI-Powered Personal and Auto Refinance Loans"
description: "Upstart Holdings Inc. has partnered with Tech CU, a Bay Area credit union, to offer AI-powered personal and auto refinance loans. Starting in early 2026, Tech CU will use Upstart’s AI lending platform"
type: "news"
locale: "en"
url: "https://longbridge.com/en/news/270023785.md"
published_at: "2025-12-17T14:04:25.000Z"
---

# Upstart Holdings Partners with Tech CU to Offer AI-Powered Personal and Auto Refinance Loans

> Upstart Holdings Inc. has partnered with Tech CU, a Bay Area credit union, to offer AI-powered personal and auto refinance loans. Starting in early 2026, Tech CU will use Upstart’s AI lending platform to provide these loans to its members. The partnership began in September 2025 with Tech CU joining the Upstart Referral Network for personal loans. This collaboration aims to deliver faster and smarter lending options using AI technology.

Upstart Holdings Inc. has announced a partnership with Tech CU, a Bay Area credit union with nearly $5 billion in assets and over 177,000 members across the United States. Through this collaboration, Tech CU will utilize Upstart’s artificial intelligence lending platform to offer personal loans and, starting in early 2026, auto refinance loans to its members. The partnership began in September 2025 with Tech CU joining the Upstart Referral Network for personal loans, allowing qualified applicants to receive tailored loan offers and complete the application process through a Tech CU-branded digital experience. This alliance aims to deliver faster, smarter, and more seamless lending options to Tech CU members using Upstart’s AI-driven technology. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Upstart Holdings Inc. published the original content used to generate this news brief on December 17, 2025, and is solely responsible for the information contained therein. © Copyright 2025 - Public Technologies (PUBT) Original Document: here

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> **Disclaimer**: This article is for reference only and does not constitute any investment advice.