---
title: "Mortgage Rates Drop Slightly | FMCC Stock News"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/270192233.md"
description: "Freddie Mac's latest Primary Mortgage Market Survey® reveals a slight drop in mortgage rates, with the 30-year fixed-rate mortgage averaging 6.21% as of December 18, 2025, down from 6.22% last week. This rate is half a percent lower than last year, leading to a 10% increase in purchase applications compared to the same time last year. The 15-year fixed-rate mortgage also saw a decrease, averaging 5.47%."
datetime: "2025-12-18T09:00:00.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/270192233.md)
  - [en](https://longbridge.com/en/news/270192233.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/270192233.md)
---

> Supported Languages: [简体中文](https://longbridge.com/zh-CN/news/270192233.md) | [繁體中文](https://longbridge.com/zh-HK/news/270192233.md)


# Mortgage Rates Drop Slightly | FMCC Stock News

MCLEAN, Va., Dec. 18, 2025 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.21%.

“The average 30-year fixed-rate mortgage has remained within a narrow 10-basis point range over the last two months,” said Sam Khater, Freddie Mac’s Chief Economist. “With rates down half a percent over last year, purchase applications are 10% above the same time one year ago.”

**News Facts**

-   The 30-year FRM averaged 6.21% as of December 18, 2025, down slightly from last week when it averaged 6.22%. A year ago at this time, the 30-year FRM averaged 6.72%.
-   The 15-year FRM averaged 5.47%, down from last week when it averaged 5.54%. A year ago at this time, the 15-year FRM averaged 5.92%.

The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put 20% down and have excellent credit. For more information, view our Frequently Asked Questions.

Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube

**MEDIA CONTACT:**  
**Angela Waugaman**  
**(703) 714-0644**  
**Angela\_Waugaman@FreddieMac.com**

A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/fff617ec-b047-4af0-abdb-5fd37e625414

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