---
title: "What conditions must overdue information meet to be eligible for the one-time credit repair policy? The central bank: There are mainly four applicable conditions"
description: "The People's Bank of China issued a notice regarding the applicable conditions for the one-time credit repair policy. This policy applies to individuals with credit overdue information displayed in th"
type: "news"
locale: "en"
url: "https://longbridge.com/en/news/270420624.md"
published_at: "2025-12-22T00:43:40.000Z"
---

# What conditions must overdue information meet to be eligible for the one-time credit repair policy? The central bank: There are mainly four applicable conditions

> The People's Bank of China issued a notice regarding the applicable conditions for the one-time credit repair policy. This policy applies to individuals with credit overdue information displayed in the central bank's credit reporting system, where the overdue information must have occurred between January 1, 2020, and December 31, 2025, with a single overdue amount not exceeding 10,000 yuan, and individuals must fully repay the overdue debts by March 31, 2026. Eligible overdue information will not be displayed

The policy Q&A regarding the "Notice of the People's Bank of China on the Implementation of One-time Credit Repair Policy" mentions that the one-time credit repair policy mainly has four applicable conditions: First, the applicable subjects are limited to individuals with credit overdue information displayed in the financial credit information basic database (i.e., the credit reporting system of the People's Bank of China); Second, the applicable time frame requires that the overdue information is generated between January 1, 2020, and December 31, 2025; Third, the applicable amount is that the overdue amount for a single instance does not exceed 10,000 yuan; Fourth, the prerequisite is that individuals must fully repay the overdue debts by March 31, 2026 (inclusive). Overdue information that meets the above conditions will be processed as not displayed

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> **Disclaimer**: This article is for reference only and does not constitute any investment advice.