American Express Reports Stable Delinquency and Write-Off Rates for Q4 2025
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American Express Company reported stable delinquency and write-off rates for Q4 2025. As of December 31, 2025, U.S. Small Business Card Member loans totaled $30.8 billion, with a 1.7% delinquency rate. The net write-off rate was 2.7%. Total Card Member loans reached $131.0 billion, up from $129.1 billion in November. The annualized default rate was 1.2%. Total loans 30 or more days delinquent remained at $0.2 billion for the three months. This information is based on data published by American Express via EDGAR.
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