---
title: "Atlantic Union Q4 net income rises, helped by Sandy Spring acquisition"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/273365937.md"
datetime: "2026-01-22T11:38:18.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/273365937.md)
  - [en](https://longbridge.com/en/news/273365937.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/273365937.md)
---

> Supported Languages: [简体中文](https://longbridge.com/zh-CN/news/273365937.md) | [繁體中文](https://longbridge.com/zh-HK/news/273365937.md)


# Atlantic Union Q4 net income rises, helped by Sandy Spring acquisition

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Overview

-   Regional bank’s Q4 net income rises, driven by Sandy Spring Bancorp acquisition
-   Net interest income for Q4 increased due to lower deposit costs
-   Company reported decrease in nonperforming assets and net charge-offs

Outlook

-   Company did not provide specific financial guidance for the upcoming quarter or year in its press release

Result Drivers

-   SANDY SPRING ACQUISITION - The acquisition contributed to higher net interest income and overall earnings, per CEO John C. Asbury
-   LOWER DEPOSIT COSTS - Decrease in interest expense due to lower deposit costs following Federal Reserve rate cuts
-   IMPROVED ASSET QUALITY - Decrease in nonperforming assets and net charge-offs, indicating improved asset quality

Key Details

Metric Beat/Mis Actual Consensu

s s

Estimate

### Q4 EPS $0.77

Q4 Net $111.97

Income mln

Q4 Net $330.17

Interest mln

Income

### Q4 $2.21

Credit mln

Loss

Provisio

n

Analyst Coverage

-   The current average analyst rating on the shares is “buy” and the breakdown of recommendations is 6 “strong buy” or “buy”, 3 “hold” and no “sell” or “strong sell”
-   The average consensus recommendation for the banks peer group is “buy”
-   Wall Street’s median 12-month price target for Atlantic Union Bankshares Corp is $42.50, about 6.3% above its January 21 closing price of $39.99
-   The stock recently traded at 11 times the next 12-month earnings vs. a P/E of 10 three months ago

Press Release: For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact . (This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

### Related Stocks

- [Sandy Spring Bancorp, Inc. (SASR.US)](https://longbridge.com/en/quote/SASR.US.md)
- [Atlantic Union Bankshares Corporation (AUB.US)](https://longbridge.com/en/quote/AUB.US.md)

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