---
title: "Community West Bancshares' posts Q4 net income boost"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/273423152.md"
datetime: "2026-01-22T21:14:11.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/273423152.md)
  - [en](https://longbridge.com/en/news/273423152.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/273423152.md)
---

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# Community West Bancshares' posts Q4 net income boost

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Overview

-   U.S. bank’s Q4 net income rose to $11.17 mln, driven by strong capital foundation
-   Company announced merger with United Security Bancshares, expected to close in Q2 2026
-   Net interest margin improved to 4.24% in Q4, reflecting disciplined balance-sheet management

Outlook

-   Community West Bancshares expects merger with United Security Bancshares to close in Q2 2026
-   Company aims to strengthen Central California presence through merger

Result Drivers

-   NET INTEREST MARGIN - Net interest margin increased to 4.24% in Q4, reflecting disciplined balance-sheet management
-   CREDIT LOSS PROVISION - Provision for credit losses decreased to $515,000 in Q4 from $667,000 in Q3

Key Details

Metric Beat/Mis Actual Consensu

s s

Estimate

Q4 Net $11.17

Income mln

### Q4 $515,000

Provisio

n for

Loan

Losses

Analyst Coverage

-   The current average analyst rating on the shares is “buy” and the breakdown of recommendations is 2 “strong buy” or “buy”, 2 “hold” and no “sell” or “strong sell”
-   The average consensus recommendation for the banks peer group is “buy”
-   Wall Street’s median 12-month price target for Community West Bancshares is $25.00, about 5.1% above its January 21 closing price of $23.78
-   The stock recently traded at 11 times the next 12-month earnings vs. a P/E of 10 three months ago For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact . (This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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