--- title: "HZBANK's 2025 performance report is out: net profit exceeds 19 billion yuan, and the non-performing loan ratio remains low" type: "News" locale: "en" url: "https://longbridge.com/en/news/273509012.md" description: "Net profit growth rate exceeds 12%" datetime: "2026-01-23T11:28:38.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/273509012.md) - [en](https://longbridge.com/en/news/273509012.md) - [zh-HK](https://longbridge.com/zh-HK/news/273509012.md) --- > Supported Languages: [简体中文](https://longbridge.com/zh-CN/news/273509012.md) | [繁體中文](https://longbridge.com/zh-HK/news/273509012.md) # HZBANK's 2025 performance report is out: net profit exceeds 19 billion yuan, and the non-performing loan ratio remains low On January 24, HZBANK released its performance report for the year 2025. The announcement showed that in 2025, HZBANK achieved an operating income of 38.799 billion yuan, a year-on-year increase of 1.09%; the net profit attributable to shareholders of the listed company was 19.03 billion yuan, a year-on-year increase of 12.05%; the revenue growth rate was relatively stable, and the profitability performance was impressive. In addition, the total assets of the bank reached 2.36 trillion yuan by the end of 2025, an increase of nearly 12% compared to the end of the previous year. While the scale and profits grew rapidly, the asset quality remained stable, with a non-performing loan ratio maintained at a low industry level of 0.76%, and overall operations were in good condition. ## **Good Performance in Revenue Structure** The report indicated that 2025 marked the final year of HZBANK's "2255" strategic plan. The bank not only achieved its operational goals but also performed well in terms of revenue structure. Specifically, HZBANK's net interest income last year was 27.594 billion yuan, a year-on-year increase of 12.83%; the net income from fees and commissions was 4.207 billion yuan, a year-on-year increase of 13.10%. Both major businesses experienced double-digit growth, which is relatively rare in the industry. ## **Rapid Growth in Asset Scale** By the end of 2025, HZBANK's total assets reached 23,649.02 billion yuan, an increase of 11.96% compared to the end of the previous year. In terms of credit issuance, the total loan amount at the end of the period was 10,718.76 billion yuan, an increase of 14.33% compared to the end of the previous year. Specifically, the balance growth rates of loans in manufacturing, technology, and green loans all exceeded 20%, increasing by 22.25%, 23.44%, and 22.75%, respectively, indicating a continuous optimization of the credit structure. Additionally, HZBANK's liabilities also performed outstandingly in 2025, with strong growth momentum in deposits. The total deposits at the end of the period were 14,405.79 billion yuan, an increase of 13.20% compared to the end of the previous year. ## **Low Non-Performing Loan Ratio** In terms of asset quality, which is of general concern in the industry, HZBANK maintained a good level. By the end of 2025, the bank's non-performing loan ratio was 0.76%, remaining at a low level in the industry. More forward-looking indicators, such as the ratio of overdue loans to non-performing loans and the ratio of loans overdue for more than 90 days to non-performing loans, were 55.87% and 45.44%, respectively, both significantly decreasing by 16.87 and 10.17 percentage points compared to the end of the previous year, indicating a substantial optimization of potential risk indicators. It is also noteworthy that the scale of the existing wealth management products of the subsidiary Hangyin Wealth Management exceeded 600 billion yuan, a significant increase of 39% compared to the end of the previous year, showing a good growth momentum in wealth management business ### Related Stocks - [HZBANK (600926.CN)](https://longbridge.com/en/quote/600926.CN.md) ## Related News & Research - [ZAWYA-PRESSR: Gulf Bank approves the distribution of 9% cash dividends and 5% bonus shares](https://longbridge.com/en/news/279130213.md) - [Wharf Holdings Returns to Profit Despite Lower Revenue in 2025](https://longbridge.com/en/news/278821171.md) - [Great Pacific Gold Advances Drilling at Wild Dog’s Kavasuki and Kasie Ridge Targets](https://longbridge.com/en/news/278755575.md) - [Stellantis Explores Xiaomi, Xpeng Deals to Revamp European Operations](https://longbridge.com/en/news/279052455.md) - [Meituan Unit Introduces AI-Powered Browser Tabbit](https://longbridge.com/en/news/279101401.md)