---
title: "People's Bank of China: By the end of the fourth quarter of 2025, the balance of RMB real estate loans will be 51.95 trillion yuan, a year-on-year decrease of 1.6%"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/273817350.md"
description: "The People's Bank of China expects that by the end of the fourth quarter of 2025, the balance of real estate loans in Renminbi will reach 51.95 trillion yuan, a year-on-year decrease of 1.6%, with an annual reduction of 963.6 billion yuan. At the same time, the balance of real estate development loans will be 13.16 trillion yuan, a year-on-year decrease of 3.0%, with an annual reduction of 357.5 billion yuan; the balance of personal housing loans will be 37.01 trillion yuan, a year-on-year decrease of 1.8%, with an annual reduction of 676.8 billion yuan"
datetime: "2026-01-27T09:08:47.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/273817350.md)
  - [en](https://longbridge.com/en/news/273817350.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/273817350.md)
---

# People's Bank of China: By the end of the fourth quarter of 2025, the balance of RMB real estate loans will be 51.95 trillion yuan, a year-on-year decrease of 1.6%

People's Bank of China: By the end of the fourth quarter of 2025, the balance of real estate loans in RMB will be 51.95 trillion yuan, a year-on-year decrease of 1.6%, with an annual reduction of 96.36 billion yuan. By the end of the fourth quarter of 2025, the balance of real estate development loans will be 13.16 trillion yuan, a year-on-year decrease of 3.0%, with an annual reduction of 35.75 billion yuan. The balance of personal housing loans will be 37.01 trillion yuan, a year-on-year decrease of 1.8%, with an annual reduction of 67.68 billion yuan

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