---
title: "RBB Bancorp Q4 Net Income Jumps to USD 10.2 Million, Up Over 2x"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/273879303.md"
description: "RBB Bancorp reported a significant increase in its Q4 2025 net income, reaching USD 10.2 million, a 132.1% rise. Diluted earnings per share were USD 0.34. Net interest income rose to USD 29.5 million, up 13.6%, with a net interest margin of 2.99%. Pre-tax pre-provision income increased by 20.7% to USD 13.4 million. The efficiency ratio was 58.69%, and return on average assets was 0.96%. Gross loans and total deposits both grew by 8.6%, amounting to USD 3.3 billion and USD 3.4 billion, respectively."
datetime: "2026-01-27T18:08:59.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/273879303.md)
  - [en](https://longbridge.com/en/news/273879303.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/273879303.md)
---

> Supported Languages: [简体中文](https://longbridge.com/zh-CN/news/273879303.md) | [繁體中文](https://longbridge.com/zh-HK/news/273879303.md)


# RBB Bancorp Q4 Net Income Jumps to USD 10.2 Million, Up Over 2x

RBB Bancorp reported its fourth quarter (Q4) 2025 earnings results. Diluted earnings per share stood at USD 0.34 for the quarter. Net income was USD 10.2 million, reflecting a 132.1% increase. Net interest income reached USD 29.5 million, up 13.6%. The company’s net interest margin was 2.99 percent. Pre-tax pre-provision income totaled USD 13.4 million, with a 20.7% increase. The efficiency ratio was 58.69 percent. Return on average assets was 0.96 percent, while return on tangible common equity was 9.05 percent, showing an increase of 507 basis points. Gross loans held for investment amounted to USD 3.3 billion, up 8.6 percent. Total deposits stood at USD 3.4 billion, also increasing by 8.6 percent. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. RBB Bancorp published the original content used to generate this news brief on January 27, 2026, and is solely responsible for the information contained therein. © Copyright 2026 - Public Technologies (PUBT) Original Document: here

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