---
title: "First Busey beats Q4 adjusted EPS expectations"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/273897901.md"
datetime: "2026-01-27T22:08:38.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/273897901.md)
  - [en](https://longbridge.com/en/news/273897901.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/273897901.md)
---

# First Busey beats Q4 adjusted EPS expectations

)

Overview

-   U.S.-based bank’s Q4 adjusted EPS beat analyst expectations
-   Net interest margin expanded to 3.71%, driven by deposit cost control
-   Company completed CrossFirst merger, boosting noninterest income

Outlook

-   Company well positioned for 2026 with strong capital and liquidity
-   Company continues strategic reduction of high-cost, non-relationship deposits
-   Company expects seasonal inflows of public funds in Q2 and Q3 2026

Result Drivers

-   DEPOSIT COST CONTROL - Net interest margin expanded to 3.71%, driven by effective deposit cost control
-   WEALTH MANAGEMENT INCOME - Record quarter for wealth management fee income due to strong investment performance and positive net flows
-   DEPOSIT STRATEGY - Strategic reduction of high-cost, non-relationship deposits led to a decrease in total deposits

Key Details

Metric Beat/Mis Actual Consensu

s s

Estimate

Q4 Beat $0.68 $0.62 (6

Adjusted Analysts

### EPS )

### Q4 EPS $0.63

Q4 Beat $65.20 $55.18

Adjusted mln mln (4

Net Analysts

Income )

Q4 Net $60.75

Income mln

Analyst Coverage

-   The current average analyst rating on the shares is “buy” and the breakdown of recommendations is 4 “strong buy” or “buy”, 3 “hold” and no “sell” or “strong sell”
-   The average consensus recommendation for the banks peer group is “buy”
-   Wall Street’s median 12-month price target for First Busey Corp is $26.00, about 5.2% above its January 26 closing price of $24.72
-   The stock recently traded at 10 times the next 12-month earnings vs. a P/E of 9 three months ago

Press Release: For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact . (This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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