---
title: "Manulife Singapore launches two whole life plans with 5-year breakeven"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/273943580.md"
description: "Manulife Singapore has launched two new whole life plans, Signature Legacy Harvest and Manulife WealthGen, targeting high-net-worth and affluent markets. Signature Legacy Harvest is a USD-denominated plan focused on wealth growth and legacy planning, allowing policy owners to harvest bonuses from Year 5 and potentially breakeven by the end of Policy Year 5. Manulife WealthGen, an SGD-denominated plan, aims at emerging and mass affluent customers, offering guaranteed breakeven points by the end of Policy Year 5 and supporting retirement planning. Both plans allow changes to the life insured for continued policy value growth."
datetime: "2026-01-28T06:29:42.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/273943580.md)
  - [en](https://longbridge.com/en/news/273943580.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/273943580.md)
---

> Supported Languages: [简体中文](https://longbridge.com/zh-CN/news/273943580.md) | [繁體中文](https://longbridge.com/zh-HK/news/273943580.md)


# Manulife Singapore launches two whole life plans with 5-year breakeven

**The solutions target high-net-worth, affluent, and mass-affluent markets.**

Manulife Singapore has unveiled two new participating whole life plans, targeting high-net-worth (HNW), affluent, and mass-affluent markets.

Of the two solutions, Signature Legacy Harvest is a USD-denominated plan that offers long-term wealth growth, protection, and legacy planning for HNW and affluent customers.

The plan allows policy owners to “harvest” bonuses from Year 5, potentially reach breakeven by the end of Policy Year 5, and provides immediate liquidity for global investments.

The group has also launched the Manulife WealthGen, an SGD-denominated plan that targets emerging and mass affluent customers.

It offers guaranteed breakeven points in the market by the end of Policy Year 5, and supports retirement planning and ‘Supplementary Retirement Scheme’ optimisation.

Both plans allow policy owners to change the life insured, ensuring the policy value continues to grow for the next generation, and to designate a secondary life insured to take over in the event of the primary insured’s death.

### Related Stocks

- [MANULIFE-S (00945.HK)](https://longbridge.com/en/quote/00945.HK.md)
- [Manulife Financial Corporation (MFC.US)](https://longbridge.com/en/quote/MFC.US.md)

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