---
title: "Landmark Bancorp's net earnings rise 44.4% in 2025"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/274044127.md"
description: "Landmark Bancorp reported a 44.4% increase in net earnings for 2025, with Q4 net income rising to $4.7 million. The diluted EPS for Q4 was $0.77, showing a year-over-year increase despite a decline from Q3. Total revenue for Q4 grew by 2.9% compared to the previous quarter. Key drivers included higher net interest income due to increased loan rates and lower interest expenses, alongside a rise in average deposit balances by $8.8 million. The bank did not provide specific guidance for future quarters."
datetime: "2026-01-28T21:20:05.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/274044127.md)
  - [en](https://longbridge.com/en/news/274044127.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/274044127.md)
---

> Supported Languages: [简体中文](https://longbridge.com/zh-CN/news/274044127.md) | [繁體中文](https://longbridge.com/zh-HK/news/274044127.md)


# Landmark Bancorp's net earnings rise 44.4% in 2025

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Overview

-   Community bank’s Q4 net income rose yr/yr to $4.7 mln
-   Q4 diluted EPS was $0.77, down from Q3 but up yr/yr
-   Total revenue for Q4 increased 2.9% over prior quarter

Outlook

-   Landmark Bancorp did not provide specific guidance for future quarters or full year

Result Drivers

-   NET INTEREST INCOME - Higher rates on loans and investments, along with lower interest expenses, drove an increase in net interest income
-   DEPOSIT GROWTH - Average deposit balances increased by $8.8 million, improving the cost of deposits to 1.50%
-   LOAN PORTFOLIO CHANGES - Decrease in period-end loans was offset by growth in commercial real estate and agriculture loans

Key Details

Metric Beat/Mis Actual Consensu

s s

Estimate

### Q4 EPS $0.77

Q4 Net $4.74

Income mln

Q4 Net $14.79

Interest mln

Income

### Q4 $0.21

Dividend

Q4 Net 4.03%

Interest

Margin

### Q4 $5.93

Pretax mln

Profit

Press Release: For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact . (This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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- [Landmark Bancorp, Inc. (LARK.US)](https://longbridge.com/en/quote/LARK.US.md)

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