---
title: "Credit Acceptance Corp. Q4 adjusted net income drops 20% to USD 126.0 million"
description: "Credit Acceptance Corporation (CACC) reported a 20% drop in adjusted net income for Q4 2025, totaling USD 126.0 million, with a net income per diluted share of USD 10.99. The average loan portfolio ba"
type: "news"
locale: "en"
url: "https://longbridge.com/en/news/274200883.md"
published_at: "2026-01-29T21:01:36.000Z"
---

# Credit Acceptance Corp. Q4 adjusted net income drops 20% to USD 126.0 million

> Credit Acceptance Corporation (CACC) reported a 20% drop in adjusted net income for Q4 2025, totaling USD 126.0 million, with a net income per diluted share of USD 10.99. The average loan portfolio balance was USD 7.9 billion, and the Consumer Loan assignment unit volume reached 71,731, amounting to USD 821.3 million. Adjusted average capital increased by 0.3% to USD 8.7 billion compared to Q4 2024.

Credit Acceptance Corporation (CACC) reported consolidated net income of USD 122.0 million for the fourth quarter (Q4) ended December 31, 2025. Net income per diluted share for the period was USD 10.99. Adjusted net income, a non-GAAP financial measure, was USD 126.0 million, with adjusted net income per diluted share at USD 11.35. The average balance of the loan portfolio during Q4 2025 was USD 7.9 billion. Consumer Loan assignment unit volume for the quarter was 71,731, with a dollar volume of USD 821.3 million. Adjusted average capital for Q4 2025 was USD 8.7 billion, representing an increase of 0.3 percent compared to the same period in 2024. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Credit Acceptance Corporation published the original content used to generate this news brief via GlobeNewswire (Ref. ID: GNW9645616-en) on January 29, 2026, and is solely responsible for the information contained therein. © Copyright 2026 - Public Technologies (PUBT)

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## Related News & Research

| Title | Description | URL |
|-------|-------------|-----|
| Credit Acceptance (CACC) Margin Strength Challenges Bearish Credit Risk Narratives | Credit Acceptance (CACC) reported Q4 FY 2025 revenue of $336.5 million and EPS of $11.18, with a trailing net margin of  | [Link](https://longbridge.com/en/news/275995099.md) |
| Credit Acceptance Corporation Publishes Transcript of Fourth Quarter 2025 Earnings Call | Credit Acceptance Corporation has released the transcript of its Fourth Quarter 2025 Earnings Call, featuring CEO Vinaya | [Link](https://longbridge.com/en/news/274366426.md) |
| Credit Acceptance CFO Jay D. Martin Reports Sale of Common Shares | Jay D. Martin, CFO of Credit Acceptance Corporation, reported the sale of common shares of the company. The full filing  | [Link](https://longbridge.com/en/news/275656065.md) |
| Y Intercept Hong Kong Ltd Sells 7,667 Shares of Credit Acceptance Corporation $CACC | Y Intercept Hong Kong Ltd reduced its stake in Credit Acceptance Corporation (NASDAQ:CACC) by 84.9% in Q3, selling 7,667 | [Link](https://longbridge.com/en/news/274787971.md) |
| Director Kenneth Booth Reports Sale of Credit Acceptance Corporation Common Shares | Kenneth Booth, a Director of Credit Acceptance Corporation, reported the sale of common shares of the company. The full  | [Link](https://longbridge.com/en/news/275171835.md) |

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> **Disclaimer**: This article is for reference only and does not constitute any investment advice.