--- title: "ING Group (NYSE:ING) Issues Earnings Results" type: "News" locale: "en" url: "https://longbridge.com/en/news/274223529.md" description: "ING Group (NYSE:ING) reported quarterly earnings of $0.56 EPS, surpassing estimates of $0.46. The company achieved revenue of $4.61 billion, with a return on equity of 11.57% and a net margin of 26.94%. Key highlights include strong customer growth, an upgraded income outlook for 2026, and ongoing shareholder returns. The stock traded at $29.85, with a market cap of $86.86 billion. Analysts have mixed ratings, with a consensus of 'Buy'. The company also declared a dividend of $0.2009, yielding 71.0%." datetime: "2026-01-30T00:20:05.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/274223529.md) - [en](https://longbridge.com/en/news/274223529.md) - [zh-HK](https://longbridge.com/zh-HK/news/274223529.md) --- > Supported Languages: [简体中文](https://longbridge.com/zh-CN/news/274223529.md) | [繁體中文](https://longbridge.com/zh-HK/news/274223529.md) # ING Group (NYSE:ING) Issues Earnings Results ING Group (NYSE:ING - Get Free Report) announced its quarterly earnings data on Thursday. The financial services provider reported $0.56 earnings per share for the quarter, beating analysts' consensus estimates of $0.46 by $0.10, Zacks reports. The business had revenue of $4.61 billion during the quarter. ING Group had a net margin of 26.94% and a return on equity of 11.57%. Here are the key takeaways from ING Group's conference call: - Strong commercial momentum — added **350,000+** mobile primary customers in Q4 and over **1 million** for 2025, with net core lending up **€20bn** in Q4 and loans +8.3% year‑on‑year. - Upgraded outlook — 2026 total income ~**€24bn** (ROE 14% / ROTE \>14%) and a 2027 ambition of \>**€25bn** total income, fees \>€5bn, operating expenses around €13bn and ROE 15% / ROTE \>15%. - Strong capital generation and shareholder returns — 2025 net profit ~**€6.3bn** (added ~2pp to CET1), 50% payout policy, €3.6bn additional distributions, ongoing buyback (completing Apr 2026) and final dividend of €0.736/share (subject to AGM). - Improving efficiency and disciplined costs — FTE/customer‑balances ratio improved \>7% since 2023, 2026 operating cost guidance (ex‑incidentals) of €11.6–11.8bn, and ongoing GenAI/automation rollouts expected to sustain positive jaws. - Credit and capital pressures remain — Q4 risk costs €365m (c.20bp) with net stage‑3 additions of €389m and a small rise in the stage‑3 ratio; CET1 fell Q/Q after a €1.6bn distribution while RWAs increased ~€4.5bn. ## ING Group Price Performance NYSE ING traded up $0.17 during trading on Thursday, hitting $29.85. 2,575,545 shares of the stock traded hands, compared to its average volume of 2,141,113. The company has a market capitalization of $86.86 billion, a P/E ratio of 13.44, a price-to-earnings-growth ratio of 1.48 and a beta of 0.82. ING Group has a 12-month low of $16.04 and a 12-month high of $30.10. The company has a quick ratio of 1.11, a current ratio of 1.11 and a debt-to-equity ratio of 2.99. The firm has a 50-day simple moving average of $27.66 and a 200-day simple moving average of $25.63. ## ING Group Announces Dividend The company also recently declared an annual dividend, which was paid on Friday, January 23rd. Shareholders of record on Thursday, January 8th were given a $0.2009 dividend. This represents a dividend yield of 71.0%. The ex-dividend date was Thursday, January 8th. ING Group's dividend payout ratio is presently 31.08%. ## Analyst Upgrades and Downgrades A number of equities research analysts have recently weighed in on ING shares. Citigroup upgraded shares of ING Group to a "strong-buy" rating in a report on Friday, November 21st. Jefferies Financial Group initiated coverage on shares of ING Group in a report on Tuesday. They set a "hold" rating on the stock. Keefe, Bruyette & Woods downgraded ING Group from a "hold" rating to a "moderate sell" rating in a research note on Tuesday, November 11th. Finally, Weiss Ratings reissued a "buy (b)" rating on shares of ING Group in a report on Monday, December 29th. One research analyst has rated the stock with a Strong Buy rating, five have issued a Buy rating and one has assigned a Hold rating to the stock. According to MarketBeat, the company has a consensus rating of "Buy". **View Our Latest Stock Analysis on ING Group** ## Institutional Trading of ING Group Institutional investors have recently modified their holdings of the company. Amundi acquired a new stake in ING Group in the 1st quarter worth about $760,000. AQR Capital Management LLC raised its position in shares of ING Group by 27.0% during the 1st quarter. AQR Capital Management LLC now owns 87,240 shares of the financial services provider's stock valued at $1,709,000 after buying an additional 18,562 shares during the period. Integrated Wealth Concepts LLC lifted its stake in shares of ING Group by 5.4% in the 1st quarter. Integrated Wealth Concepts LLC now owns 21,329 shares of the financial services provider's stock valued at $418,000 after purchasing an additional 1,094 shares during the last quarter. Sivia Capital Partners LLC raised its stake in shares of ING Group by 19.5% in the 2nd quarter. Sivia Capital Partners LLC now owns 16,823 shares of the financial services provider's stock valued at $368,000 after acquiring an additional 2,745 shares during the period. Finally, Invesco Ltd. boosted its position in shares of ING Group by 28.9% during the second quarter. Invesco Ltd. now owns 47,534 shares of the financial services provider's stock worth $1,040,000 after buying an additional 10,650 shares during the period. 4.49% of the stock is currently owned by institutional investors. ## About ING Group (Get Free Report) ING Group N.V. is a Dutch multinational financial services company headquartered in Amsterdam. Formed through the consolidation of Dutch financial businesses, ING operates as a banking and financial services group that serves retail, small and medium-sized enterprises, large corporates and institutional clients. The company is organized under a two-tier governance model common in the Netherlands, with an Executive Board responsible for day-to-day management and a Supervisory Board providing oversight. ING's principal activities include retail and direct banking, commercial and wholesale banking, corporate lending, transaction services and cash management, and a range of investment and savings products. ## Read More - Five stocks we like better than ING Group - Do not delete, read immediately - NEW LAW: Congress Approves Setup For Digital Dollar? - “Fed Proof” Your Bank Account with THESE 4 Simple Steps - A U.S. “birthright” claim worth trillions - activated quietly - If You Keep Cash In A U.S. Bank Account… Read This NOW _This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to contact@marketbeat.com._ ## Should You Invest $1,000 in ING Group Right Now? Before you consider ING Group, you'll want to hear this. 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