---
title: "BCB Bancorp posts Q4 loss due to write-down; adjusts dividend"
type: "News"
locale: "en"
url: "https://longbridge.com/en/news/274318647.md"
datetime: "2026-01-30T13:40:39.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/274318647.md)
  - [en](https://longbridge.com/en/news/274318647.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/274318647.md)
---

# BCB Bancorp posts Q4 loss due to write-down; adjusts dividend

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Overview

-   Community bank’s Q4 net loss of $12 mln vs year-ago profit, due to cannabis-related property write-down
-   Net interest margin for Q4 rose to 3.03% from 2.53% yr/yr
-   Company declared regular quarterly cash dividend of $0.08 per share

Outlook

-   BCB Bancorp focuses on improving earnings performance and disciplined capital allocation

Result Drivers

-   CANNABIS PROPERTY WRITE-DOWN - Co reported a $15.1 mln pre-tax write-down on a cannabis-related property, impacting Q4 results
-   NET CHARGE-OFFS - Co recognized $16.3 mln in net charge-offs, primarily in C&I loan portfolio, affecting Q4 performance
-   ASSET QUALITY MEASURES - Management took steps to improve asset quality and capital position, reducing wholesale funding exposure

Key Details

Metric Beat/Mis Actual Consensu

s s

Estimate

### Q4 EPS -$0.73

Q4 Net -$12 mln

Income

Q4 Net $24.22

Interest mln

Income

### Q4 $0.08

Dividend

Q4 Net 3.03%

Interest

Margin

Analyst Coverage

-   The current average analyst rating on the shares is “buy” and the breakdown of recommendations is 1 “strong buy” or “buy”, 2 “hold” and no “sell” or “strong sell”
-   The average consensus recommendation for the banks peer group is “buy”
-   Wall Street’s median 12-month price target for BCB Bancorp Inc is $9.00, about 15.1% above its January 29 closing price of $7.82
-   The stock recently traded at 8 times the next 12-month earnings vs. a P/E of 9 three months ago

Press Release: For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact . (This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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